140 RIVIERA DUNES WAY UNIT 206, PALMETTO, FL, 34221
Active179 days on marketListed Feb 11, 2026MLS #TB8465909
About this home
140 RIVIERA DUNES WAY UNIT 206
Welcome to Bel Mare at Riviera Dunes, a resort-style waterfront community offering exceptional value, convenience, and coastal living near downtown Bradenton, the marina, restaurants, shopping, medical facilities, and area beaches. This beautifully maintained residence offers approximately 1,847 square feet of comfortable living space with a desirable open layout, spacious living and dining areas, and a private balcony to enjoy the Florida lifestyle. The thoughtfully designed floor plan provides excellent functionality with 2 bedrooms, 2 bathrooms, generous storage, and a light, inviting interior. The kitchen opens to the main living area, creating an easy flow for everyday living and entertaining. The primary suite offers a comfortable retreat with ample closet space and an en-suite bath. Bel Mare residents enjoy an impressive amenity package, including resort-style pools, fitness center, clubhouse spaces, social areas, theater room, billiards, guest suites, walking areas, and access to the Riviera Dunes lifestyle. Located near the Riviera Dunes Marina and just minutes from dining, entertainment, shopping, hospitals, and major roadways, this location offers convenience with a relaxed waterfront setting. With this new price improvement to $459,000, this residence presents a strong opportunity for buyers seeking space, lifestyle, and value in one of Palmetto’s desirable waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,847
Sqft
0 ac
Lot size
1
Garage
2007
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.4%
$/sqft vs Palmetto actives
$249 vs $205
Days on market
179 vs 57 typical
Where $249/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 RIVIERA DUNES WAY UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
140 RIVIERA DUNES WAY UNIT 404 · same community
2 bd · 2 ba · 1,978 sqft · $278/sqft · 29 DOM
Sold · Jun ’26$499,000
140 RIVIERA DUNES WAY UNIT 605 · same community
2 bd · 2.5 ba · 2,051 sqft · $243/sqft · 124 DOM
Sold · Oct ’25$765,000
140 RIVIERA DUNES WAY UNIT 202 · same community
2 bd · 2.5 ba · 2,167 sqft · $353/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 RIVIERA DUNES WAY UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 RIVIERA DUNES WAY UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 RIVIERA DUNES WAY UNIT 206 FAQs
What would the monthly payment be for 140 RIVIERA DUNES WAY UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,245/mo — principal and interest, the actual property-tax bill, the $1,717/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 RIVIERA DUNES WAY UNIT 206?+
The association fee works out to $1,717 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 RIVIERA DUNES WAY UNIT 206?+
The most recent tax bill on record (2024) was $5,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 RIVIERA DUNES WAY UNIT 206?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $459,000, this home is listed about 16% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$459,000 runs 16% above the Palmetto median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,717/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
179 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $475,000, now $459,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Angel Wilkinson. MLS #TB8465909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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