3828 48TH AVENUE S, ST PETERSBURG, FL, 33711
Active208 days on marketListed Jan 16, 2026MLS #TB8465535
About this home
3828 48TH AVENUE S
Exquisite waterfront living awaits in this fully remodeled canal-front home located in the highly desirable Broadwater/Maximo Moorings area of St. Petersburg. This beautifully updated 3-bedroom, 2-bath residence offers nearly 1,900 square feet of thoughtfully designed living space, combining modern finishes with timeless Florida coastal style. The open and airy floor plan is filled with natural light and showcases tranquil water views from the main living areas, creating a seamless flow ideal for both everyday living and entertaining. The heart of the home features a renovated kitchen and spacious living and dining areas that open effortlessly to the outdoors. Step outside to your private backyard oasis, complete with a screened-in pool, covered patio, and ample space for relaxing or hosting gatherings. The property boasts approximately 77 feet of saltwater canal frontage with direct boating access to Boca Ciega Bay, the Intracoastal Waterway, and the Gulf of Mexico, making it a dream for boating and water enthusiasts. The private dock is equipped with electric and a heavy-duty 10,000-pound boat lift, ready to accommodate your vessel for quick and easy access to open water. Whether heading to Fort De Soto, Shell Key, or St. Pete Beach, this location offers unparalleled access to some of the area’s most sought-after boating destinations. Additional features include an attached two-car garage, split bedroom layout for privacy, and mature landscaping that enhances both curb appeal and privacy. Ideally situated near beaches, marinas, shopping, dining, and downtown St. Petersburg, this exceptional waterfront property delivers the perfect blend of luxury, lifestyle, and location. A rare opportunity to own a fully remodeled canal-front home with pool and premium boating amenities in one of St. Petersburg’s most coveted waterfront communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,899
Sqft
0.22 ac
Lot size
2
Garage
1972
Year built
One
Levels
$677
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,498 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,498/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.7%
$/sqft vs MAXIMO MOORINGS
$677 vs $391
Days on market
208 vs 58 typical
Where $677/sqft sits among the 9 homes for sale in MAXIMO MOORINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 9
MAXIMO MOORINGS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 311% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3828 48TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$650,000
5083 41ST STREET S · same community
2 bd · 2 ba · 1,843 sqft · $353/sqft · 2 DOM
Sold · Sep ’25$524,900
5198 40TH STREET S · same community
3 bd · 2 ba · 1,998 sqft · $263/sqft · 2 DOM
Sold · Apr ’26$1,099,000
4372 46TH AVENUE S · same community
3 bd · 2 ba · 1,714 sqft · $641/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3828 48TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3828 48TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3828 48TH AVENUE S FAQs
What would the monthly payment be for 3828 48TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3828 48TH AVENUE S?+
The most recent tax bill on record (2024) was $11,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3828 48TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,285,000, this home is listed about 195% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3828 48TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,285,000 runs 311% above the ST PETERSBURG 33711 median — but at 1,899 sqft it's also 40% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
208 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,300,000, now $1,285,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALTRU REALTY · Keith Gordon. MLS #TB8465535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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