4200 46TH AVENUE S, ST PETERSBURG, FL, 33711
Active221 days on marketListed Jan 4, 2026MLS #TB8459277
About this home
4200 46TH AVENUE S
New Price! Welcome to this beautifully renovated, move-in-ready waterfront retreat in the highly desirable Broadwater neighborhood, featuring underground utilities and effortless coastal living. This 3-bedroom, 2-bath residence is offered fully furnished, making it ideal as a primary home, second home, or investment opportunity. Designed for true Florida waterfront living, the property features two private boat lifts (12,000 lb & 13,000 lb capacities), offering easy access to Tampa Bay and the Gulf. Enjoy seamless indoor-outdoor living with a screen-enclosed pool and freestanding hot tub, perfect for relaxing or entertaining year-round. Ideally located just minutes from downtown St. Petersburg, pristine beaches, and only 30 minutes to Tampa International Airport, this home delivers the ultimate blend of luxury, convenience, and coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,715
Sqft
0.23 ac
Lot size
2
Garage
1971
Year built
One
Levels
$787
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,876 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,876/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.5%
$/sqft vs MAXIMO MOORINGS
$787 vs $391
Days on market
221 vs 57 typical
Where $787/sqft sits among the 9 homes for sale in MAXIMO MOORINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 9
MAXIMO MOORINGS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 332% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4200 46TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,099,000
4372 46TH AVENUE S · same community
3 bd · 2 ba · 1,714 sqft · $641/sqft · 47 DOM
Sold · Oct ’25$1,090,000
4057 48TH AVENUE S · same community
3 bd · 2 ba · 1,680 sqft · $649/sqft · 74 DOM
Sold · Oct ’25$760,000
3807 48TH AVENUE S · same community
3 bd · 2 ba · 1,680 sqft · $452/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4200 46TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4200 46TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4200 46TH AVENUE S FAQs
What would the monthly payment be for 4200 46TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4200 46TH AVENUE S?+
The most recent tax bill on record (2024) was $23,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4200 46TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,350,000, this home is listed about 214% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4200 46TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,350,000 runs 332% above the ST PETERSBURG 33711 median — but at 1,715 sqft it's also 28% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
221 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,550,000, now $1,350,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rhonda Sanderford. MLS #TB8459277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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