2925 TERRA CEIA BAY BOULEVARD UNIT 2703, PALMETTO, FL, 34221
Active182 days on marketListed Feb 11, 2026MLS #TB8462984
Come see it
Upcoming open houses
Sat, Aug 15
12:00 PM – 2:00 PM
Use the guest right side entrance. Slowly pull up to the gate and it will automatically open. Park in any open spot in front of the building and contact host Carmen Cordova for elevator code (973) 986-9123. We look forward to showing you this amazing property!
Sun, Aug 16
11:00 AM – 2:00 PM
Use the guest right side entrance. Slowly pull up to the gate and it will automatically open. Park in any open spot in front of the building and contact host Carmen Cordova for elevator code (973) 986-9123. We look forward to showing you this amazing property!
Sat, Aug 22
12:00 PM – 2:00 PM
Use the guest right side entrance. Slowly pull up to the gate and it will automatically open. Park in any open spot in front of the building and contact host Carmen Cordova for elevator code (973) 986-9123. We look forward to showing you this amazing property!
Sun, Aug 23
11:00 AM – 2:00 PM
Use the guest right side entrance. Slowly pull up to the gate and it will automatically open. Park in any open spot in front of the building and contact host Carmen Cordova for elevator code (973) 986-9123. We look forward to showing you this amazing property!
About this home
2925 TERRA CEIA BAY BOULEVARD UNIT 2703
Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,039
Sqft
2007
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,611 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,611/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs Palmetto actives
$309 vs $205
Days on market
182 vs 60 typical
Where $309/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
226 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2925 TERRA CEIA BAY BOULEVARD UNIT 2703
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$258,000
2700 10TH STREET W
4 bd · 2 ba · 2,094 sqft · $123/sqft · 246 DOM
Sold · Jun ’26$358,000
2628 10TH STREET W
4 bd · 2 ba · 2,130 sqft · $168/sqft · 8 DOM
Sold · Mar ’26$460,000
2105 14TH STREET W
3 bd · 2.5 ba · 1,934 sqft · $238/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2925 TERRA CEIA BAY BOULEVARD UNIT 2703 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2925 TERRA CEIA BAY BOULEVARD UNIT 2703 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2925 TERRA CEIA BAY BOULEVARD UNIT 2703 FAQs
What would the monthly payment be for 2925 TERRA CEIA BAY BOULEVARD UNIT 2703?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,611/mo — principal and interest, the actual property-tax bill, the $1,025/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2925 TERRA CEIA BAY BOULEVARD UNIT 2703?+
The association fee works out to $1,025 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2925 TERRA CEIA BAY BOULEVARD UNIT 2703?+
The most recent tax bill on record (2024) was $9,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2925 TERRA CEIA BAY BOULEVARD UNIT 2703?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $630,000, this home is listed about 59% above the Palmetto median of $395,659. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$630,000 runs 59% above the Palmetto median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,025/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
182 days on market against a Palmetto median of 60 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $690,000, now $630,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Angel Wilkinson. MLS #TB8462984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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