2925 TERRA CEIA BAY BOULEVARD UNIT 2203, PALMETTO, FL, 34221
Active81 days on marketListed May 22, 2026MLS #A4694565
About this home
2925 TERRA CEIA BAY BOULEVARD UNIT 2203
Highly sought-after high-rise condo on Terra Ceia Bay. This unit is available as turn-key annual, seasonal, off-season, priced accordingly. There is an additional $200 technology fee on annual and off-season. Come see this beautiful elegant luxury condo with 3 bedrooms, 2 baths, expansive primary bedroom, luxury master bath with roman shower, double vanity, closets, in beautiful neutral colors. Kitchen with breakfast bar, solid wood cabinets, granite, and stainless appliances. Walk out into your 31' long lanai and see the wonderful views of Terra Ceia Bay along with watching the magnificent sunsets. Gated community, 18 hole golf course membership not required, pro shop, 5 tennis courts, clubhouse, 2 restaurants, fitness center, heated pool & spa, nature trail to 500' fishing pier. Vacation in your own home. Unit wired for high-speed internet. Beautiful beaches within minutes. Easy commute to St Petersburg, Tampa, Bradenton, Sarasota, and Parrish. Close to restaurants, stores, doctor's offices, and various County parks with dog parks. Come live in this beautiful condo.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,939
Sqft
1.76 ac
Lot size
2007
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$1 vs $205
Days on market
81 vs 59 typical
Where $1/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2925 TERRA CEIA BAY BOULEVARD UNIT 2203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$460,000
2105 14TH STREET W
3 bd · 2.5 ba · 1,934 sqft · $238/sqft · 2 DOM
Sold · May ’26$349,000
1103 20TH AVENUE W
4 bd · 3 ba · 1,928 sqft · $181/sqft · 151 DOM
Sold · May ’26$285,000
908 35TH AVENUE DRIVE W
3 bd · 2 ba · 1,882 sqft · $151/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2925 TERRA CEIA BAY BOULEVARD UNIT 2203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2925 TERRA CEIA BAY BOULEVARD UNIT 2203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2925 TERRA CEIA BAY BOULEVARD UNIT 2203 FAQs
What would the monthly payment be for 2925 TERRA CEIA BAY BOULEVARD UNIT 2203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2925 TERRA CEIA BAY BOULEVARD UNIT 2203?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,700, this home is listed about 99% below the Palmetto median of $398,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$2,700 is 99% below the Palmetto median of $398,000, and at $1/sqft it sits under the Palmetto average of $232.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,900, now $2,700 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Sheri Everard. MLS #A4694565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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