David Ramirez
$798,000$825,0003 bd2 ba2,055 sqft$388 /sqft$5,076 /mo all-in ↓

15631 ALLMAND DRIVE, HUDSON, FL, 34667

Active190 days on marketListed Jan 14, 2026MLS #TB8461753

Reduced $27KWaterfrontSingle Family ResidenceSEA PINES

About this home

15631 ALLMAND DRIVE

WATERFRONT PARADISE IN SEA PINES PRESERVES - HUDSON'S PREMIER BOATING COMMUNITY- Discover coastal living at its finest in this exceptional 3-bedroom, 2-bath elevated waterfront home on a deep water canal with direct Gulf of America access. This meticulously maintained concrete block construction residence offers the perfect blend of luxury, functionality, and Florida lifestyle. STUNNING WATER VIEWS & OUTDOOR LIVING- Enjoy breathtaking sunsets from your expansive screened porch, seamlessly connected to the living room, dining room, and kitchen. The primary suite features elegant French doors opening to the porch, plus a spa-like en suite bath with separate tub, shower, water closet, and dual vanities. Both guest bedrooms boast French doors leading to private covered balconies—perfect for morning coffee with the sunrise. BOATER'S DREAM- Your private deep water canal comes complete with a boat lift, concrete seawall, and floating dock. Enjoy bridge-free access to the open Gulf via a US Coast Guard marked channel—just 15 minutes by boat! Reach the crystal-clear waters of Anclote/Aripeka Springs in minutes. Nestled on a quiet cul-de-sac overlooking coastal wetlands and a wildlife/bird sanctuary along Florida's Nature Coast. QUALITY CONSTRUCTION & RECENT UPGRADES- • Elevated design with oversized garage on first level • Solid concrete block construction throughout • Brand new A/C ductwork for optimal efficiency • New impact-resistant glass French doors in garage • Hurricane shutters for peace of mind • Beautiful solid wood floors throughout • Crown moulding adding elegant detail • Decorative exterior shutters enhancing curb appeal CHEF'S KITCHEN- Granite countertops, stainless steel appliances, and open-concept design make entertaining a breeze. COMMUNITY AMENITIES- Sea Pines offers two parks, clubhouse, private boat ramp, and optional civic association. This deed-restricted community ensures your investment is protected. UNBEATABLE LOCATION- • Minutes to Sun West Park and Weeki Wachee Springs • Easy access to I-75 and SR-589 Suncoast Parkway via SR-50 and SR-52 • 1 hour to Tampa International Airport • 90 minutes to Orlando theme park attractions --This is more than a home—it's a lifestyle. Experience the tranquility of nature, the thrill of boating, and the comfort of modern luxury. Don't miss this rare opportunity to own a piece of Florida's Nature Coast!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,055

Sqft

0.14 ac

Lot size

4

Garage

2005

Year built

Two

Levels

$388

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier · Slab
ViewWater
FacesEast
ExteriorBalcony · French Doors · Hurricane Shutters

Community & fees

Taxes (2024)$3,733/yr
PetsYes
CommunityCanal Front · Dock · Private Boat Ramp · Waterfront · Clubhouse · Deed Restrictions · Golf Carts OK · Park

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,076 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,306
PMI (est., until 20% equity)$299
Property tax — 2024 actual bill$311
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,800
Interest rate6.00%
Loan term

Estimated payment

$5,076/mo

Principal & interest$4,306
PMI (est., until 20% equity)$299
Property taxes (actual bill)$311
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $798K
$431KedgeAI estimate $492,637 · range $449K$553K$830K

vs edgeAI estimate

+62%

$/sqft vs SEA PINES

$388 vs $235

Days on market

190 vs 42 typical

Where $388/sqft sits among the 30 homes for sale in SEA PINES

11
7
5
4
1 · this home
2
$137–190$190–243$243–296$296–349$349–402$402+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 15631 ALLMAND DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)60 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

19 of 30

SEA PINES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $798,000 $27K
Jan 14, 2026Listed at $825,000 · 190 days on market since
2005Built · SEA PINES

Reality check

What actually sold near 15631 ALLMAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7324 ISLANDER LANESold · Apr ’26

$528,000

7324 ISLANDER LANE · same community

3 bd · 3 ba · 1,980 sqft · $267/sqft · 160 DOM

15550 BERTRAM DRIVESold · Jul ’25

$525,000

15550 BERTRAM DRIVE · same community

3 bd · 2.5 ba · 1,927 sqft · $272/sqft · 0 DOM

1059 Wynndale Way, Lantana FL 33462Sold · May ’26

$600,000

1059 Wynndale Way, Lantana FL 33462 · same community

3 bd · 2 ba · 1,780 sqft · $337/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15631 ALLMAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15631 ALLMAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15631 ALLMAND DRIVE FAQs

What would the monthly payment be for 15631 ALLMAND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,076/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15631 ALLMAND DRIVE?+

The most recent tax bill on record (2024) was $3,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15631 ALLMAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $798,000, this home is listed about 142% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15631 ALLMAND DRIVE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$798,000 runs 183% above the HUDSON 34667 median — but at 2,055 sqft it's also 35% larger than the typical Hudson listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

190 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $825,000, now $798,000 — a $27K cut. The full history is in the market section below.

Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Paula Cardoso. MLS #TB8461753.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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