David Ramirez
$729,900$749,9003 bd2.5 ba2,127 sqft$343 /sqft$4,510 /mo all-in ↓

15564 BERTRAM DRIVE, HUDSON, FL, 34667

Active266 days on marketListed Oct 30, 2025MLS #TB8443290

Reduced $20KWaterfrontSingle Family ResidenceSEA PINES

About this home

15564 BERTRAM DRIVE

Unbelievable new construction waterfront luxury executive home in prime location!! Saltwater brand new dream home built high and dry making flood insurance only a fraction compared to ground level homes in the area. This is the Florida lifestyle most only dream about. Luxurious 3 bed room, 2 1/2 bath, Huge 2 car garage home has beautiful wood plank tile flooring, large open kitchen for entertaining with custom granite island and quartz countertops, walk-in pantry, utility room with laundry, impressive custom fans & lighting, Incredible covered deck overlooking deep salt water canal with new sea wall where you can relax and with a worry free home. The huge 60 Ft new seawall will accommodate a large boat with quick access to the Gulf! Sea Pines is one of the best boating communities in Hudson with its own USCG marked and maintained channel to the Gulf, optional community boat ramp and No HOA or CDD fees. The community offers two parks, recreational facilities, a private boat ramp and a public beach short drive away. Close to Hudson beach, Sam`s Beach Bar, shops, restaurants, easy commute to and from Sun Coast/Veteran`s Highway, close to beaches, golf courses, Busch Gardens, culture and sport events in the Tampa and St. Petersburg area. Boat, Fish, Paddle board, and kayak all from your own back yard!! Schedule your private showing of this rare luxury home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,127

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$343

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationBlock
ViewWater
FacesEast
ParkingDriveway · Ground Level
ExteriorBalcony · Irrigation System

Community & fees

Taxes (2024)$1,653/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,510 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property tax — 2024 actual bill$138
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,990
Interest rate6.00%
Loan term

Estimated payment

$4,510/mo

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property taxes (actual bill)$138
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $730K
$536KedgeAI estimate $599,377 · range $558K$702K$759K

vs edgeAI estimate

+21.8%

Days on market

266 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 15564 BERTRAM DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)60 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 158% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $729,900 $20K
Oct 30, 2025Listed at $749,900 · 266 days on market since
2024Built · SEA PINES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15564 BERTRAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15564 BERTRAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15564 BERTRAM DRIVE FAQs

What would the monthly payment be for 15564 BERTRAM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15564 BERTRAM DRIVE?+

The most recent tax bill on record (2024) was $1,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $729,900, this home is listed about 121% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15564 BERTRAM DRIVE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$729,900 runs 158% above the HUDSON 34667 median — but at 2,127 sqft it's also 40% larger than the typical Hudson listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

266 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $749,900, now $729,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Tom Demint. MLS #TB8443290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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