David Ramirez
$54,999$100,0003 bd1.5 ba829 sqft$66 /sqft$1,168 /mo all-in ↓

420 49TH STREET E UNIT 114, PALMETTO, FL, 34221

Active207 days on marketListed Jan 7, 2026MLS #TB8461682

Priced 85% below the PALMETTO 34221 medianReduced $45KMobile HomeSKYWAY VILLAGE ESTATES CO-OP

About this home

420 49TH STREET E UNIT 114

Nestled within Skyway Village Estates, a resident-owned cooperative community, Unit 114 on L Street offers a peaceful setting and an easy, low-maintenance lifestyle. Located on a quiet interior street, this home provides a relaxed atmosphere with convenient access to community amenities. The 3/2 interior features comfortable living spaces filled with natural light, while two enclosed lanais extend the living area and create inviting spaces for relaxing or entertaining. Both bathrooms have been updated, adding a fresh, functional touch to the home. The layout offers flexibility to personalize and make it your own. Additional exterior features may include a carport and storage for everyday convenience. Skyway Village Estates offers a variety of shared amenities, including a clubhouse, swimming pool, shuffleboard courts, and well-maintained common areas. The monthly cooperative fee includes water, sewer, trash service, lawn care, and common area maintenance. Pets are permitted per community guidelines, adding to the lifestyle appeal. Conveniently located near US-41, I-275, shopping, dining, medical facilities, and Gulf Coast beaches, this property offers comfort, connection, and accessibility. Resident-owned cooperative. Cash purchase required. Community rules and regulations apply; buyer to verify all information.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

829

Sqft

0.08 ac

Lot size

1969

Year built

One

Levels

$66

Per sqft

Partially55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofOther
ConstructionVinyl Siding
FoundationSlab
FacesEast
ExteriorAwning(s) · Other · Outdoor Grill · Private Entrance · Private Mailbox

Community & fees

HOA fee$611/mo
Taxes (2024)$587/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Lease · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$324
FHA mortgage insurance (est.)$24
Property tax — 2024 actual bill$49
HOA fee — from the listing$611
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,925
Interest rate6.00%
Loan term

Estimated payment

$1,168/mo

Principal & interest$324
FHA mortgage insurance (est.)$24
Property taxes (actual bill)$49
HOA / condo fee$611
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$66 vs $205

Days on market

207 vs 55 typical

Where $66/sqft sits among the 400 Palmetto actives

18 · this home
89
154
70
32
37
$66–121$121–175$175–229$229–284$284–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 420 49TH STREET E UNIT 114

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

220 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $54,999 $45K
Jan 7, 2026Listed at $100,000 · 207 days on market since
1969Built · SKYWAY VILLAGE ESTATES CO-OP

Reality check

What actually sold near 420 49TH STREET E UNIT 114

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

420 49TH STREET E UNIT 63Sold · Oct ’25

$55,000

420 49TH STREET E UNIT 63 · same community

2 bd · 1 ba · 672 sqft · $82/sqft · 1 DOM

420 49TH STREET E UNIT 145Sold · Jul ’26

$130,000

420 49TH STREET E UNIT 145 · same community

3 bd · 2 ba · 1,152 sqft · $113/sqft · 174 DOM

420 49TH STREET E UNIT 48Sold · Apr ’26

$110,000

420 49TH STREET E UNIT 48 · same community

3 bd · 2 ba · 1,296 sqft · $85/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 420 49TH STREET E UNIT 114 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 420 49TH STREET E UNIT 114 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

420 49TH STREET E UNIT 114 FAQs

What would the monthly payment be for 420 49TH STREET E UNIT 114?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,168/mo — principal and interest, the actual property-tax bill, the $611/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 420 49TH STREET E UNIT 114?+

The association fee works out to $611 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 420 49TH STREET E UNIT 114?+

The most recent tax bill on record (2024) was $587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 420 49TH STREET E UNIT 114?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $54,999, this home is listed about 86% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 420 49TH STREET E UNIT 114?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALMETTO 34221 market on paper

$54,999 is 85% below the PALMETTO 34221 median of $364,900, and at $66/sqft it sits under the Palmetto average of $234.

02Know the monthly fee

The association fee is $611/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

207 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $100,000, now $54,999 — a $45K cut. The full history is in the market section below.

Listing courtesy of LAWYERS REAL ESTATE BROKERAGE · Jane Federoff. MLS #TB8461682.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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