420 49TH STREET E UNIT 85, PALMETTO, FL, 34221
Active244 days on marketListed Nov 25, 2025MLS #A4672682
About this home
420 49TH STREET E UNIT 85
*** VACANT LOT *** READY FOR THE NEXT FAMILY's MOBILE HOME *** Welcome to SKYWAY VILLAGE ESTATES, a resident-owned 55+ cooperative community in Palmetto offering an affordable and relaxed Florida lifestyle. This well-established neighborhood features a friendly, close-knit atmosphere where residents enjoy a low-maintenance way of living. Monthly fees typically include essentials like water, sewer, trash, and lawn care, helping simplify your day-to-day expenses. The cooperative ownership structure provides added stability and a sense of pride, as residents have a voice in how the community is managed * Skyway Village Estates offers a variety of amenities designed for both relaxation and social connection, including a heated swimming pool, clubhouse, shuffleboard courts, and scenic ponds. Residents can take part in an active calendar of events such as bingo, game nights, and social gatherings, or simply enjoy the peaceful surroundings * Conveniently located near Gulf Coast beaches, shopping, dining, and major highways, this community provides the perfect balance of quiet living with easy access to everything the greater Tampa Bay and Manatee County areas have to offer * Cleared Lot * Skyway Cooperative does state after purchase home must be put on the property and can be no more than 5 years old.
Facts & features
The home at a glance
0.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 49TH STREET E UNIT 85
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$55,000
420 49TH STREET E UNIT 63 · same community
2 bd · 1 ba · 672 sqft · $82/sqft · 1 DOM
Sold · Apr ’26$110,000
420 49TH STREET E UNIT 48 · same community
3 bd · 2 ba · 1,296 sqft · $85/sqft · 27 DOM
Sold · Dec ’25$118,000
145 SHADY LANE
2 bd · 1 ba · 624 sqft · $189/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 49TH STREET E UNIT 85 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 49TH STREET E UNIT 85 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
420 49TH STREET E UNIT 85 FAQs
What would the monthly payment be for 420 49TH STREET E UNIT 85?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $622/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 420 49TH STREET E UNIT 85?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 420 49TH STREET E UNIT 85?+
The most recent tax bill on record (2025) was $1,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 49TH STREET E UNIT 85?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $27,500, this home is listed about 93% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 420 49TH STREET E UNIT 85?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$27,500 is 92% below the PALMETTO 34221 median of $364,900.
02Time on market is leverage
244 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $47,500, now $27,500 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALL BROKERS REALTY, INC. · Broker Bob Grant Jr. MLS #A4672682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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