3910 37TH STREET S UNIT 39, ST PETERSBURG, FL, 33711
Active219 days on marketListed Jan 9, 2026MLS #TB8461570
About this home
3910 37TH STREET S UNIT 39
WELCOME TO PATRIOT SQUARE — where easy, active living meets everyday comfort in the heart of St. Petersburg’s Skyway Marina District. Designed for the 55+ lifestyle, this inviting 3-bedroom, 2-bath residence offers a relaxed, low-maintenance way of living within a gated community set on sixteen beautifully landscaped acres. Peaceful views, fresh updates, and a thoughtful layout make this home a wonderful place to settle in and enjoy Florida living at its best. Inside, a light-filled split floor plan creates both privacy and flexibility. The spacious living and dining areas open to a private all-season porch —an ideal spot to enjoy your morning coffee or let the afternoon breeze roll in through large sliding glass doors. Whether hosting friends or enjoying a quiet afternoon with a good book, the living space feels comfortable, open, and welcoming. The kitchen offers excellent cabinet storage and generous counter space, making everyday meals or favorite recipes easy to enjoy. The master suite is bright and spacious, featuring a large walk-in closet and a brand-new shower. A generously sized second bedroom offers great natural light and storage, while the third bedroom provides outstanding versatility—perfect as a guest room, den, hobby space, home office, or fitness room, with direct access to the all-season porch. Recent improvements include new luxury vinyl plank flooring, removal of popcorn ceilings, and fresh interior paint throughout. The new A/C has a Smart Wifi Thermostat. The building features a brand-new roof, and the community has recently completed new paving—adding to the sense of pride and care throughout Patriot Square. Residents enjoy a true sense of community with amenities that include a clubhouse, two swimming pools, shuffleboard courts, and tennis/pickleball courts. A full calendar of social activities—bingo, movie nights, book clubs, happy hours, off-site outings, and holiday gatherings—makes it easy to stay active and connected. Step outside the gates and you’ll find the Pinellas Trail running directly in front of the community, along with grocery stores, restaurants, banking, and everyday conveniences all within a mile. Condo fees include water, sewer, trash, internet that includes Spectrum TV cable and 2 DVRs or Xumos, and grounds and pool maintenance—making day-to-day living refreshingly simple. Conveniently located in south St. Petersburg, Patriot Square offers quick access to downtown St Pete, convenient to Tampa, multiple airports, award-winning Gulf beaches, the Sunshine Skyway Bridge, and the exciting growth happening throughout the Skyway Marina District. If you’ve been waiting for a well-maintained home in a welcoming, active community with a truly convenient location—this is your opportunity. Comfortable, connected, and carefree living begins here at Patriot Square.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,385
Sqft
9.08 ac
Lot size
1972
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs PATRIOT SQUARE APTS
$134 vs $150
Days on market
219 vs 57 typical
Where $134/sqft sits among the 7 homes for sale in PATRIOT SQUARE APTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 7
PATRIOT SQUARE APTS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3910 37TH STREET S UNIT 39
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
3847 35TH WAY S UNIT 105 · same community
3 bd · 2 ba · 1,385 sqft · $155/sqft · 9 DOM
Sold · May ’26$175,000
3630 38TH AVENUE S UNIT 79 · same community
3 bd · 2 ba · 1,490 sqft · $117/sqft · 278 DOM
Sold · Jun ’26$189,000
3824 37TH STREET S UNIT 67 · same community
2 bd · 2 ba · 1,075 sqft · $176/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3910 37TH STREET S UNIT 39 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3910 37TH STREET S UNIT 39 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3910 37TH STREET S UNIT 39 FAQs
What would the monthly payment be for 3910 37TH STREET S UNIT 39?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,282/mo — principal and interest, the actual property-tax bill, the $835/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3910 37TH STREET S UNIT 39?+
The association fee works out to $835 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3910 37TH STREET S UNIT 39?+
The most recent tax bill on record (2024) was $1,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3910 37TH STREET S UNIT 39?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $186,000, this home is listed about 57% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3910 37TH STREET S UNIT 39?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33711 market on paper
$186,000 is 40% below the ST PETERSBURG 33711 median of $310,000, and at $134/sqft it sits under the St Petersburg average of $380.
02Know the monthly fee
The association fee is $835/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
219 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $219,000, now $186,000 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME SOUTH POINTE · Kent Rodahaver. MLS #TB8461570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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