3595 40TH AVENUE S UNIT 2, ST PETERSBURG, FL, 33711
Active51 days on marketListed Jun 26, 2026MLS #TB8522067
About this home
3595 40TH AVENUE S UNIT 2
This attractive and spacious 3-bedroom (or 2 and a den) condominium is situated on the highly desired ground floor. Also, it is located out of all flood zones as shown on recently revised FEMA maps. This means lower insurance costs and a higher sense of security. The bright, updated kitchen features white cabinets and newer appliances that contrast beautifully with the dark stone countertops. Both bathrooms are updated with very attractive tiles and vanity granite countertops. Both the 3rd bedroom/den and spacious living room have sliding glass doors opening onto the very large, enclosed Florida room/lanai that looks out directly on a large greenspace, The lanai has electric storm shutters for added storm protection. Monthly HOA fees include cable and internet access. Patriot Square is established, well-managed, and attractively landscaped with 2 pools, saunas, tennis/pickleball and shuffleboard courts. The setting and recreational facilities in this friendly community can't be beat for the money within the city of St. Pete. This gated community is centrally located for your convenience. Just a 10-minute drive north to St Pete's thriving downtown, 10 minutes west to the artsy village of Gulfport, and only 15 minutes southwest to the beautiful beaches at Fort De Soto and St. Pete Beach! In the immediate area there's a Publix, Aldi, Starbucks, banks, and CVS pharmacy. A Sprouts natural food market recently opened nearby as well as several new restaurant and take-outs in this rapidly developing Skyway Marina district. A covered bus stop is located just outside Patriot Square's main gate. The city's wide, paved Skyway Trail in front of the community along 37th St. S. is perfect for a short walk or bike ride to the waterfront Tiki Bar and Grill and Starbucks just a few blocks south. 2 pets (25 lbs. and under) are permitted. If you are considering a purchase to rent out now, but perhaps for future personal use, it's good that a new buyer may rent this condo immediately to qualified 55+ tenants without any waiting period.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,385
Sqft
1972
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−63.3%
$/sqft vs PATRIOT SQUARE APTS
$150 vs $145
Days on market
51 vs 57 typical
Where $150/sqft sits among the 7 homes for sale in PATRIOT SQUARE APTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
PATRIOT SQUARE APTS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3595 40TH AVENUE S UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
3847 35TH WAY S UNIT 105 · same community
3 bd · 2 ba · 1,385 sqft · $155/sqft · 9 DOM
Sold · May ’26$175,000
3630 38TH AVENUE S UNIT 79 · same community
3 bd · 2 ba · 1,490 sqft · $117/sqft · 278 DOM
Sold · Jun ’26$189,000
3824 37TH STREET S UNIT 67 · same community
2 bd · 2 ba · 1,075 sqft · $176/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3595 40TH AVENUE S UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3595 40TH AVENUE S UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3595 40TH AVENUE S UNIT 2 FAQs
What would the monthly payment be for 3595 40TH AVENUE S UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3595 40TH AVENUE S UNIT 2?+
The most recent tax bill on record (2025) was $453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3595 40TH AVENUE S UNIT 2?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $208,000, this home is listed about 52% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3595 40TH AVENUE S UNIT 2?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FOREVER FLORIDA REAL ESTATE · Tony Branch. MLS #TB8522067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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