David Ramirez
$1,795$1,8502 bd2 ba907 sqft$2 /sqft$173 /mo all-in ↓

3531 ROSEWATER DRIVE, HOLIDAY, FL, 34691

Active207 days on marketListed Dec 30, 2025MLS #TB8459609

Priced 99% below the HOLIDAY 34691 medianReduced $55Single Family ResidenceHOLIDAY LAKE ESTATES

About this home

3531 ROSEWATER DRIVE

Charming 2-bedroom, 2-bathroom home located in Holiday, Florida, just seconds from US Highway 19. This annual, unfurnished home offers comfortable living with tile flooring throughout, providing both style and easy maintenance. The home features a bright living room with a split floor plan that connects seamlessly to the kitchen and dining area, creating a great space for everyday living and entertaining. The bedrooms provide privacy and comfort, offering a peaceful retreat for residents. One of the standout features of the home is the spacious back room, which can be used as a recreation room, home office, or additional living space to fit your needs. The property also includes two full bathrooms and washer and dryer hookups for added convenience. Additional highlights include a single-car garage and a fenced yard, perfect for enjoying outdoor activities or providing a secure space for pets. Pet Policy: Non-aggressive breeds only. Cats and dogs are allowed. HOA Information: No HOA approval required. Conveniently located near shopping, dining, and major roadways, this home offers both comfort and accessibility. Schedule your showing today and see everything this charming home has to provide. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fees: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

907

Sqft

0.12 ac

Lot size

1

Garage

1969

Year built

One

Levels

$2

Per sqft

Inside

AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Other · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $63Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $63
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HOLIDAY LAKE ESTATES

$2 vs $198

Days on market

207 vs 37 typical

Where $2/sqft sits among the 30 homes for sale in HOLIDAY LAKE ESTATES

0 · this home
0
0
0
18
12
$2–42$42–82$82–122$122–162$162–202$202+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday Lake Estates

Map of 3531 ROSEWATER DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

Holiday Lake Estates — neighborhood snapshot

Population

4,232

Median age

41

Median income

$48,833

Median home value

$149,292

Avg household

2

Households w/ children

373

For the school run

Pasco County School District

MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★
ElementaryGulfside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

13 of 30

HOLIDAY LAKE ESTATES have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795 $55
Dec 30, 2025Listed at $1,850 · 207 days on market since
1969Built · HOLIDAY LAKE ESTATES

Reality check

What actually sold near 3531 ROSEWATER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1408 MAYBURY DRIVESold · Aug ’25

$199,000

1408 MAYBURY DRIVE · same community

2 bd · 1 ba · 860 sqft · $231/sqft · 65 DOM

3548 BLOSSOM LAKE DRIVESold · May ’26

$132,000

3548 BLOSSOM LAKE DRIVE · same community

2 bd · 1.5 ba · 980 sqft · $135/sqft · 44 DOM

1467 CLASSIC DRIVESold · Jun ’26

$127,000

1467 CLASSIC DRIVE · same community

2 bd · 1 ba · 980 sqft · $130/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3531 ROSEWATER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3531 ROSEWATER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3531 ROSEWATER DRIVE FAQs

What would the monthly payment be for 3531 ROSEWATER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3531 ROSEWATER DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holiday?+

At $1,795, this home is listed about 99% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3531 ROSEWATER DRIVE?+

Paul R. Smith Middle School (middle), Anclote High School (high), Gulfside Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOLIDAY 34691 market on paper

$1,795 is 99% below the HOLIDAY 34691 median of $229,900, and at $2/sqft it sits under the Holiday average of $196.

02Time on market is leverage

207 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,850, now $1,795 — a $55 cut. The full history is in the market section below.

Listing courtesy of RENT SOLUTIONS · Jennifer Verbel. MLS #TB8459609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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