David Ramirez
Short-Term Rental Eligible
$1,875,000$2,200,0005 bd4 ba4,452 sqft$421 /sqft$12,903 /mo all-in ↓

3586 RECURVE CIRCLE, SARASOTA, FL, 34240

Active207 days on marketListed Dec 30, 2025MLS #TB8459416

Reduced $325KSingle Family ResidenceHAMPTON LAKES

About this home

3586 RECURVE CIRCLE

Priced well below reproduction cost with nearly $200,000 in upgrades, this exceptional estate offers something that's becoming increasingly difficult to find in Sarasota: true privacy, acreage, and luxury construction—all without sacrificing convenience. Welcome to 3586 Recurve Circle, a nearly new Grand Cayman estate in the exclusive gated community of Hampton Lakes. Situated on 8 secluded acres with no rear neighbors and tranquil conservation views, this property offers the freedom to enjoy wide-open spaces while remaining just minutes from Lakewood Ranch, Waterside Place, shopping, dining, and world-class amenities. If you're inclined, this estate offers a rare opportunity to create the outdoor retreat you've always envisioned. The home's oversized screened lanai is already pre-plumbed and wired for an outdoor kitchen, providing the perfect foundation for your dream backyard. Inside, soaring ceilings plentiful windows bring light and space. The thoughtfully designed floor plan flows effortlessly from the formal living and dining rooms through a convenient butler's pantry into a stunning chef's kitchen featuring beautiful quartz countertops and an inviting family room designed for everyday living and entertaining. The private owner's retreat occupies its own wing of the home, creating a sanctuary complete with an impressive walk-in closet, an additional closet, and a spa-inspired bathroom with soaking tub, oversized walk-in shower featuring a waterfall showerhead. The opposite wing offers exceptional flexibility with three additional bedrooms, each with its own full ensuite bathroom, plus a spacious bonus room with a large closet that can easily serve as a fifth bedroom, media room, fitness studio, or guest suite. Every detail reflects thoughtful planning, including premium structural upgrades such as the additional bedroom, expanded double driveway, oversized covered lanai, and an incredible 1,325-square-foot four-car garage with room for vehicles, recreational equipment, hobbies, and storage. Beyond luxury, this home offers peace of mind. Located in Flood Zone X, flood insurance is not required. Hurricane-impact windows and reinforced garage doors provide additional security and confidence. Finding a nearly new luxury home on eight private acres is rare. Finding one priced significantly below today's cost to reproduce is even rarer. If you've been searching for space, privacy, quality craftsmanship, and the opportunity to personalize an extraordinary estate to perfectly fit your lifestyle, this is a home you simply have to experience.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,452

Sqft

7.97 ac

Lot size

4

Garage

2023

Year built

One

Levels

$421

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · HardiPlank Type · Stone · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorHurricane Shutters · Sliding Doors

Community & fees

HOA fee$180/mo
Taxes (2025)$20,912/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sprinkler Well · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,903 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property tax — 2025 actual bill$1,743
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $187,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $187,500
Interest rate6.00%
Loan term

Estimated payment

$12,903/mo

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property taxes (actual bill)$1,743
HOA / condo fee$180
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$421 vs $328

Days on market

207 vs 58 typical

Where $421/sqft sits among the 400 Sarasota actives

230
61 · this home
31
24
21
33
$152–389$389–627$627–864$864–1101$1101–1339$1339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Hampton Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHampton Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,500/mo median

MarketSarasota
Annual gross at median$42,000
Gross yield on this price2.2%
Homes for rent right now1,349

Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.

The Palm Coast short-term market

▼ Softening

42%

Occupancy

▼ 26% yr/yr

$319

Avg nightly rate

▲ 6% yr/yr

$32K/yr

Revenue per listing

$140

RevPAR

55 days

Booking lead time

5.7 nights

Avg stay

5

Typical min nights

733

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 33% in Sep

37%
49%
56%
46%
41%
39%
53%
41%
33%
34%
34%
39%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.

Where it sits

Inside Hampton Lakes

Map of 3586 RECURVE CIRCLE

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Hampton Lakes is a short-term-rental community. See the full guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

157 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,875,000 $325K
Dec 30, 2025Listed at $2,200,000 · 207 days on market since
2023Built · HAMPTON LAKES

Reality check

What actually sold near 3586 RECURVE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3574 RECURVE CIRCLESold · Sep ’25

$2,830,000

3574 RECURVE CIRCLE · same community

4 bd · 4.5 ba · 4,511 sqft · $627/sqft · 75 DOM

3582 RECURVE CIRCLESold · Mar ’26

$2,400,000

3582 RECURVE CIRCLE · same community

4 bd · 4 ba · 4,302 sqft · $558/sqft · 140 DOM

3483 QUIVER COURTSold · May ’26

$2,855,659

3483 QUIVER COURT · same community

5 bd · 5 ba · 4,930 sqft · $579/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3586 RECURVE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3586 RECURVE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3586 RECURVE CIRCLE FAQs

What would the monthly payment be for 3586 RECURVE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,903/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3586 RECURVE CIRCLE?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3586 RECURVE CIRCLE?+

The most recent tax bill on record (2025) was $20,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3586 RECURVE CIRCLE be rented short-term?+

Yes — this home sits inside Hampton Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3586 RECURVE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,875,000, this home is listed about 229% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3586 RECURVE CIRCLE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,875,000 runs 171% above the SARASOTA 34240 median — but at 4,452 sqft it's also nearly 3 times the size of the typical Sarasota listing.

02Zoned for nightly rentals

Hampton Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

207 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,200,000, now $1,875,000 — a $325K cut. The full history is in the market section below.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Brian Webb. MLS #TB8459416.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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