David Ramirez
Short-Term Rental Eligible
$1,595,000$1,675,0004 bd3 ba3,561 sqft$448 /sqft$10,659 /mo all-in ↓

3554 RECURVE CIRCLE, SARASOTA, FL, 34240

Active78 days on marketListed May 7, 2026MLS #A4691847

Reduced $80KPrivate poolSingle Family ResidenceHAMPTON LAKES

About this home

3554 RECURVE CIRCLE

An exceptional estate tucked away in the peaceful Hampton Lakes community of Sarasota is waiting for its new owner! Situated on a breathtaking 3-acre homesite with a beautiful pond setting, this property offers the perfect balance of privacy, space, and modern convenience—just minutes from Waterside Place and the vibrant amenities of Lakewood Ranch. Enjoy daily encounters with Florida’s natural wildlife, creating a serene and ever-changing backdrop right in your own backyard. From the moment you arrive, the stately presence of the home with hurricane impact windows and doors and 3-car garage set the tone for what’s inside. Step through the double front doors into a light-filled foyer, where beautiful luxury vinyl flooring flows throughout the thoughtfully designed open floor plan. To the right, a sophisticated dining room showcases a tray ceiling, grasscloth wallpaper, and custom lighting—perfect for hosting elegant dinners. To the left, a private office with double doors offers a quiet workspace with serene front yard views. At the heart of the home, the gourmet kitchen is both stylish and functional, featuring light cabinetry, quartz countertops, a subway tile backsplash, double ovens, an induction cooktop, and an area that serves as a breakfast bar in the beautiful kitchen. Nearby, a spacious laundry room with an oversized mudroom and additional storage adds everyday convenience. Designed for seamless indoor-outdoor living, the main living areas are filled with natural light and open effortlessly to the lanai through sliding glass doors. Enjoy tranquil water views from nearly every angle, including the inviting living room with an aquarium window. The expansive bonus room at the rear of the home offers endless possibilities, complete with high ceilings and pocketing sliders that fully open to the outdoor living space—ideal for entertaining or relaxing. Step outside to your private retreat, where the pool/spa and lanai overlook the picturesque pond and surrounding nature, offering a peaceful setting for gatherings or quiet evenings at home. The outdoor kitchen was newly installed in 2025 with a new TV (2025) to enjoy while being in the Spa! The luxurious primary suite is a true escape, featuring a tray ceiling, custom closets, and a spa-inspired bathroom with quartz countertops, dual vanities, and generous storage. Three additional bedrooms provide comfort and privacy for family and guests alike. This is more than a home—it’s a lifestyle. Experience the perfect blend of space, elegance, and tranquility at 3554 Recurve Circle.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,561

Sqft

3.14 ac

Lot size

3

Garage

2022

Year built

One

Levels

$448

Per sqft

Private poolWater viewNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Open Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$198/mo
Taxes (2025)$13,160/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,659 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property tax — 2025 actual bill$1,097
HOA fee — from the listing$198
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,500
Interest rate6.00%
Loan term

Estimated payment

$10,659/mo

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property taxes (actual bill)$1,097
HOA / condo fee$198
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.2MedgeAI estimate $1,762,842 · range $1.3M$2.1M$2.2M

vs edgeAI estimate

−9.5%

$/sqft vs Sarasota actives

$448 vs $328

Days on market

78 vs 58 typical

Where $448/sqft sits among the 400 Sarasota actives

230
63 · this home
29
26
19
33
$152–388$388–624$624–861$861–1097$1097–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Hampton Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHampton Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,500/mo median

MarketSarasota
Annual gross at median$42,000
Gross yield on this price2.6%
Homes for rent right now1,349

Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.

The Palm Coast short-term market

▼ Softening

42%

Occupancy

▼ 26% yr/yr

$319

Avg nightly rate

▲ 6% yr/yr

$32K/yr

Revenue per listing

$140

RevPAR

55 days

Booking lead time

5.7 nights

Avg stay

5

Typical min nights

733

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 33% in Sep

37%
49%
56%
46%
41%
39%
53%
41%
33%
34%
34%
39%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.

Where it sits

Inside Hampton Lakes

Map of 3554 RECURVE CIRCLE

Hampton Lakes is a short-term-rental community. See the full guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

147 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,595,000 $80K
May 7, 2026Listed at $1,675,000 · 78 days on market since
2022Built · HAMPTON LAKES

Reality check

What actually sold near 3554 RECURVE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3518 RECURVE CIRCLESold · Nov ’25

$1,775,000

3518 RECURVE CIRCLE · same community

3 bd · 3 ba · 3,561 sqft · $498/sqft · 155 DOM

3499 QUIVER COURTSold · Mar ’26

$1,793,000

3499 QUIVER COURT · same community

3 bd · 3 ba · 3,537 sqft · $507/sqft · 50 DOM

3571 RECURVE CIRCLESold · Mar ’26

$1,750,000

3571 RECURVE CIRCLE · same community

3 bd · 3 ba · 2,996 sqft · $584/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3554 RECURVE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3554 RECURVE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3554 RECURVE CIRCLE FAQs

What would the monthly payment be for 3554 RECURVE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,659/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3554 RECURVE CIRCLE?+

The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3554 RECURVE CIRCLE?+

The most recent tax bill on record (2025) was $13,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3554 RECURVE CIRCLE be rented short-term?+

Yes — this home sits inside Hampton Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3554 RECURVE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,595,000, this home is listed about 180% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3554 RECURVE CIRCLE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,595,000 runs 129% above the SARASOTA 34240 median — but at 3,561 sqft it's also nearly twice the size of the typical Sarasota listing.

02Zoned for nightly rentals

Hampton Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,675,000, now $1,595,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Sheryl VanDuren. MLS #A4691847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 3554 RECURVE CIRCLE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 12:45 PM UTC. The listing information on this page last changed on July 24, 2026 at 12:45 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 12:45 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 12:45 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.