1860 MASSACHUSETTS AVENUE NE UNIT 224, ST PETERSBURG, FL, 33703
Active241 days on marketListed Dec 20, 2025MLS #TB8457021
About this home
1860 MASSACHUSETTS AVENUE NE UNIT 224
Priced to to reflect current market conditions and designed for buyers seeking value. Seller is open to cover up to 6 month HOA fee with an acceptable offer. Completely renovated 2BR corner unit with a private balcony overlooking Lake Overlook in a serene, upscale St. Petersburg neighborhood between Shore Acres and Snell Isle. This bright open-concept condo features a stunning updated kitchen with granite countertops and stainless steel appliances, NEW AC, 2023 water heater, impact windows (2017), and a fully remodeled bathroom. Spacious primary bedroom with walk-in closet. Opportunity to install a private in-unit washer and dryer in unit. Enjoy a lakefront pool, elevator building, secure bike storage, two reserved parking spaces, and fully funded reserves (Milestone Phase I complete, no Phase II required). Investor-friendly, all-ages community just minutes to downtown, 4th St N shopping, I-275, and waterfront parks. Shopping, and I-275, only 30 minutes to two international Airports, Islander market, a local convenience store is just steps away.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
905
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,147 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,147/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs St Petersburg actives
$162 vs $344
Days on market
241 vs 58 typical
Where $162/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1860 MASSACHUSETTS AVENUE NE UNIT 224
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$215,000
3919 HARRISBURG STREET NE
3 bd · 1 ba · 1,040 sqft · $207/sqft · 0 DOM
Sold · Jun ’26$205,000
4118 CARSON STREET NE
2 bd · 1 ba · 1,070 sqft · $192/sqft · 77 DOM
Sold · Feb ’26$675,000
901 EDEN ISLE BOULEVARD NE
2 bd · 2 ba · 1,110 sqft · $608/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1860 MASSACHUSETTS AVENUE NE UNIT 224 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1860 MASSACHUSETTS AVENUE NE UNIT 224 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1860 MASSACHUSETTS AVENUE NE UNIT 224 FAQs
What would the monthly payment be for 1860 MASSACHUSETTS AVENUE NE UNIT 224?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,147/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1860 MASSACHUSETTS AVENUE NE UNIT 224?+
The most recent tax bill on record (2024) was $674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1860 MASSACHUSETTS AVENUE NE UNIT 224?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $147,000, this home is listed about 66% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1860 MASSACHUSETTS AVENUE NE UNIT 224?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33703 market on paper
$147,000 is 65% below the ST PETERSBURG 33703 median of $417,000, and at $162/sqft it sits under the St Petersburg average of $380.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
241 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $175,000, now $147,000 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Olga Shahan. MLS #TB8457021.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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