450 32ND AVENUE N UNIT 106W, ST PETERSBURG, FL, 33704
Active74 days on marketListed Jun 5, 2026MLS #A4695791
About this home
450 32ND AVENUE N UNIT 106W
Opportunity awaits in one of St. Petersburg's most desirable locations. This end-unit, 1-bedroom, 1-bath condominium offers a functional floor plan with abundant natural light and a solid foundation for a buyer looking to update and create a space that reflects their personal style. The unit is in need of cosmetic improvements and presents an excellent opportunity to build equity through thoughtful renovations rather than taking on a major reconstruction project. The end-unit location enhances privacy while allowing additional windows to fill the living space with natural sunlight. In addition to the primary living areas, the unit features a versatile flex space that can be adapted to suit a variety of needs, including a home office, hobby room, reading nook, fitness area, or additional storage. Located within the Patrician Garden community, residents enjoy a low-maintenance lifestyle with amenities that include assigned covered parking, on-site laundry facilities, outdoor gathering areas, grilling space, and a landscaped courtyard setting. The pet-friendly community is conveniently situated outside of a flood zone and offers easy access to everyday conveniences. Just minutes from downtown St. Petersburg, Coffee Pot Bayou, Trader Joe's, Fresh Market, Publix, waterfront parks, dining, shopping, and cultural attractions, the location places you close to everything that makes St. Petersburg one of Florida's most sought-after destinations. Whether you're seeking a primary residence or a seasonal retreat, this property provides the flexibility to make it your own. Bring your ideas and vision to unlock the potential of this well-located property.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
780
Sqft
0.59 ac
Lot size
1965
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,529 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,529/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.3%
$/sqft vs St Petersburg actives
$192 vs $344
Days on market
74 vs 58 typical
Where $192/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Allendale Park - Five Points
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Allendale Park - Five Points — neighborhood snapshot
Population
1,000
Median age
51
Median income
$59,573
Median home value
$373,624
Avg household
2
Households w/ children
88%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 450 32ND AVENUE N UNIT 106W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$335,000
1022 10TH AVENUE N
2 bd · 1 ba · 780 sqft · $429/sqft · 256 DOM
Sold · Sep ’25$439,900
943 7TH STREET N
2 bd · 2 ba · 800 sqft · $550/sqft · 97 DOM
Sold · Jan ’26$250,000
1200 NORTH SHORE DRIVE NE UNIT 314
1 bd · 1 ba · 750 sqft · $333/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 450 32ND AVENUE N UNIT 106W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 450 32ND AVENUE N UNIT 106W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
450 32ND AVENUE N UNIT 106W FAQs
What would the monthly payment be for 450 32ND AVENUE N UNIT 106W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,529/mo — principal and interest, the actual property-tax bill, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 450 32ND AVENUE N UNIT 106W?+
The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 450 32ND AVENUE N UNIT 106W?+
The most recent tax bill on record (2025) was $144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 450 32ND AVENUE N UNIT 106W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $150,000, this home is listed about 66% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 450 32ND AVENUE N UNIT 106W?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33704 market on paper
$150,000 is 80% below the ST PETERSBURG 33704 median of $739,900, and at $192/sqft it sits under the St Petersburg average of $380.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $165,000, now $150,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KONA REALTY · Dan Ivanov. MLS #A4695791.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 450 32ND AVENUE N UNIT 106W but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →