1580 MACCHESNEY DRIVE, TARPON SPRINGS, FL, 34689
Active241 days on marketListed Dec 8, 2025MLS #TB8454389
About this home
1580 MACCHESNEY DRIVE
Custom Coastal Retreat with Solar, Saltwater Pool & Direct Gulf Access | Tarpon Springs! Discover this custom-built, elevated coastal retreat in the highly sought-after north end of Tarpon Springs. Built in 2005 and thoughtfully designed for waterfront living, this eco-friendly residence features solar panels, 3,503 square feet of living space, 4 bedrooms, 4 full baths, and a versatile bonus loft, all situated on a private .55-acre homesite just minutes from the Gulf of Mexico and Fred Howard Park. Enjoy tranquil conservation and water views from your backyard paradise, complete with a multi-level Trex deck, saltwater Pebble Tec pool, and a brand-new Trex dock offering direct Gulf access. Spend your days boating, fishing, kayaking, paddleboarding, or exploring nearby island beaches and waterfront restaurants. With NO HOA restrictions, this property offers exceptional flexibility for large families, multigenerational living, or potential short-term and vacation rental opportunities. The elevated main living level welcomes you with soaring ceilings, hurricane-impact windows, and abundant natural light throughout the open-concept design. The chef's kitchen is beautifully appointed with new quartz countertops, a walk-in pantry, and an impressive 10-foot bar-top island perfect for entertaining and casual dining. The expansive primary suite serves as a private retreat featuring a luxurious bath with dual vanities, a soaking tub, walk-in shower, and oversized walk-in closet. A private guest suite includes its own en-suite bath, while two additional generously sized bedrooms share a full bath. The bonus loft provides flexible space for a home office, playroom, craft room, fitness area, or creative studio. Adding tremendous value is the 2,341-square-foot lower level (not included in the living square footage), offering endless possibilities for storage, a workshop, game room, home gym, or additional entertainment space, along with an oversized two-car garage. Constructed on a concrete foundation with pilings and elevated for coastal resilience, this home is engineered to thrive in Florida's waterfront environment. Ideally located near top-rated Tarpon Springs schools, Gulf beaches, parks, boat launches, Downtown Tarpon Springs, and the world-famous Sponge Docks, this exceptional property delivers the perfect combination of waterfront recreation, privacy, and convenience in a golf-cart-friendly community.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,503
Sqft
0.55 ac
Lot size
2
Garage
2005
Year built
Three Or More
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,656 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,656/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs Tarpon Springs actives
$342 vs $244
Days on market
241 vs 46 typical
Where $342/sqft sits among the 266 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $428K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
145 of 266
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 288% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1580 MACCHESNEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,480,000
1508 RIVERSIDE DRIVE · same community
4 bd · 3 ba · 4,314 sqft · $343/sqft · 65 DOM
Sold · Jun ’26$700,000
747 CAJEPUT LOOP
5 bd · 3.5 ba · 3,456 sqft · $203/sqft · 93 DOM
Sold · Mar ’26$950,000
723 CAJEPUT LOOP
5 bd · 3.5 ba · 3,618 sqft · $263/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1580 MACCHESNEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1580 MACCHESNEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1580 MACCHESNEY DRIVE FAQs
What would the monthly payment be for 1580 MACCHESNEY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,656/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1580 MACCHESNEY DRIVE?+
The most recent tax bill on record (2024) was $19,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1580 MACCHESNEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $1,197,000, this home is listed about 175% above the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1580 MACCHESNEY DRIVE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,197,000 runs 288% above the TARPON SPRINGS 34689 median — but at 3,503 sqft it's also nearly twice the size of the typical Tarpon Springs listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
241 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,295,000, now $1,197,000 — a $98K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Karen Apa. MLS #TB8454389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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