David Ramirez
Short-Term Rental Eligible
$1,150,000$1,395,0005 bd5 ba4,156 sqft$277 /sqft$7,596 /mo all-in ↓

2966 POST ROCK COURT, TARPON SPRINGS, FL, 34688

Active96 days on marketListed May 6, 2026MLS #A4692629

Est. $91K/yr short-term rental revenueReduced $245KPrivate poolSingle Family ResidenceCYPRESS LAKES ESTATES PH I

About this home

2966 POST ROCK COURT

NEW COMPETITIVE PRICE! INCREDIBLE VALUE IN A HIGHLY SOUGHT TARPON SPRINGS' EAST LAKE AREA! DO NOT MISS THIS RARE OPPORTUNITY! Situated on a quiet cul-de-sac, this stunning updated luxury estate sits on nearly one acre and offers a rare combination of lots of privacy, space, and comfort in one of Tampa Bay's most desirable upscale neighborhoods. Surrounded by a wooded buffer on one side and privacy fences from the neighbors on the other side and the rear, this property provides a peaceful, private setting that is incredibly hard to find. With no through traffic and a spacious homesite, this home delivers a true sense of seclusion while remaining conveniently located near shopping, dining, and top-rated schools. Inside, this home offers over 4,100 square feet of thoughtfully designed living space, including 5 bedrooms with walk-in closets and 5 full bathrooms. The layout includes multiple living and entertaining areas, creating flexibility for both everyday living and hosting. The outdoor living space is equally impressive, featuring an oversized pool and spa, an oversized lanai, and expansive yard space with room to relax and entertain. It also includes a 3-car garage and a huge driveway with plenty of parking in the front and the side of the house. Opportunities like this - offering nearly one acre estate in one of the most desired upscale luxury neighborhoods of Tampa Bay in a top-rated school district, tons of privacy, and an updated home within a cul-de-sac setting - are extremely rare in this area. Do not miss owning this rare gem!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,156

Sqft

0.92 ac

Lot size

3

Garage

1989

Year built

Two

Levels

$277

Per sqft

Private poolFireplace

Inside

FlooringLaminate · Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryCorridor Access · Electric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Shade Shutter(s) · Sidewalk · Storage

Community & fees

HOA fee$73/mo
Taxes (2025)$8,721/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,596 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$727
HOA fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,596/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$727
HOA / condo fee$73
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$277 vs $244

Days on market

96 vs 46 typical

Where $277/sqft sits among the 270 Tarpon Springs actives

73
75
60 · this home
25
13
24
$141–196$196–252$252–307$307–363$363–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$91,303/yr gross

Avg nightly rate$584
Occupancy (comp set)44%
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketTarpon Springs
Annual gross at median$24,000
Gross yield on this price2.1%
Homes for rent right now65

Live Tarpon Springs rental listing data — this home’s rate depends on size, condition and furnishing.

The Tarpon Springs short-term market

▼ Softening

46%

Occupancy

▼ 18% yr/yr

$237

Avg nightly rate

▲ 14% yr/yr

$27K/yr

Revenue per listing

$118

RevPAR

57 days

Booking lead time

5.8 nights

Avg stay

7

Typical min nights

182

Active rentals

▼ 1% supply

Seasonality — monthly occupancy

Peaks at 69% in Mar · bottoms at 33% in Sep

48%
63%
69%
49%
38%
40%
49%
43%
33%
36%
41%
42%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Tarpon Springs — the projection above is specific to this home’s size.

Where it sits

Inside Cypress Lakes

Map of 2966 POST ROCK COURT inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cypress Lakes is a short-term-rental community. See the full guide →

Cypress Lakes — neighborhood snapshot

Population

607

Median age

52

Median income

$216,343

Median home value

$857,800

Avg household

3

Households w/ children

59%

For the school run

Pinellas County School District

HighEast Lake High School★★★★
ElementaryBrooker Creek Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

146 of 270

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 153% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,150,000 $245K
May 6, 2026Listed at $1,395,000 · 96 days on market since
1989Built · CYPRESS LAKES ESTATES PH I

Reality check

What actually sold near 2966 POST ROCK COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

911 PINE LAKE DRIVESold · Dec ’25

$1,250,000

911 PINE LAKE DRIVE

4 bd · 4 ba · 4,074 sqft · $307/sqft · 83 DOM

5022 JEWELL TERRACESold · Jul ’26

$1,175,000

5022 JEWELL TERRACE

4 bd · 4.5 ba · 4,047 sqft · $290/sqft · 16 DOM

5160 LOQUAT COURTSold · Feb ’26

$950,000

5160 LOQUAT COURT

6 bd · 3.5 ba · 3,962 sqft · $240/sqft · 207 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2966 POST ROCK COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2966 POST ROCK COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2966 POST ROCK COURT FAQs

What would the monthly payment be for 2966 POST ROCK COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,596/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2966 POST ROCK COURT?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2966 POST ROCK COURT?+

The most recent tax bill on record (2025) was $8,721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2966 POST ROCK COURT be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2966 POST ROCK COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $1,150,000, this home is listed about 164% above the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2966 POST ROCK COURT?+

East Lake High School (high), Brooker Creek Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,150,000 runs 153% above the TARPON SPRINGS 34688 median — but at 4,156 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

96 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

East Lake High School, Brooker Creek Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4692629.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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