
2518 SUNSET LANE, LUTZ, FL, 33559
Active247 days on marketListed Nov 18, 2025MLS #TB8449174
About this home
2518 SUNSET LANE
Auction Property. Set on more than four acres in a private, natural setting, this contemporary Lutz estate presents a unique opportunity to complete a large-scale modern residence tailored to the buyer’s vision. The property offers over 8,000 square feet of planned living space, with the primary structure and major systems already in place. The existing framework allows for six bedrooms and six bathrooms, expansive living areas, and a dramatic kitchen layout designed to accommodate two oversized waterfall islands, commercial-grade appliances, and custom cabinetry. Walls of glass in the main living area are designed to maximize natural light and capture views of the property’s two private ponds. The home is not fully completed and will require additional construction and finish work. Infrastructure already installed includes smart-home wiring, prewiring for a theater room and recreation space, integrated audio and surveillance systems, and multiple rooftop and balcony areas awaiting final completion. A concealed studio space offers flexibility for conversion into a guest suite or secondary primary bedroom. Partial high-end finishes have been installed throughout, including wood-look porcelain tile, modern tile accents, stainless fixtures, and rock-splash flooring. The property is supported by commercial-grade water filtration and septic systems, dual Generac generators with automatic transfer switches, and a large propane tank. Offered as-is, this property is well suited for buyers seeking privacy, acreage, and the opportunity to complete a custom modern estate in Lutz.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
2,212
Sqft
4.02 ac
Lot size
3
Garage
1978
Year built
Two
Levels
$814
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,859 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,859/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$814 vs $305
Days on market
247 vs 35 typical
Where $814/sqft sits among the 162 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
74 of 162
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 267% above the Lutz median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2518 SUNSET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2518 SUNSET LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2518 SUNSET LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2518 SUNSET LANE FAQs
What would the monthly payment be for 2518 SUNSET LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,859/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2518 SUNSET LANE?+
The most recent tax bill on record (2024) was $3,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $1,799,900, this home is listed about 267% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,799,900 runs 267% above the Lutz median.
02Time on market is leverage
247 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,275,000, now $1,799,900 — a $475K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GENSTONE REALTY · Tammy Hall. MLS #TB8449174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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