17308 TOBACCO ROAD, LUTZ, FL, 33558
Active178 days on marketListed Feb 7, 2026MLS #TB8473838
About this home
17308 TOBACCO ROAD
Nestled in the highly desirable Odessa area, this farm pool house sits on two parcels totaling 5.77 acres, complete with a serene pond at the rear and a wealth of potential. The partially updated 3-bedroom, 3-bathroom home spans 2,372 square feet and awaits its new owner to finish the transformation into a dream retreat. The first floor offers a formal living room, formal dining room, a well-appointed kitchen with quartz countertops, stainless steel appliances, and ample storage, conveniently situated between the dining room and the spacious family room. The oversized family room features a wood-burning fireplace and French doors opening to a screened-in pool, perfect for entertaining or tranquil evenings. Upstairs hosts the master suite with an office/bonus room and an en suite bath featuring his-and-her sinks and a stand-alone shower. Two additional guest bedrooms and a guest bathroom complete the upper level. An attached two-car garage adds convenience, while the outdoor oasis showcases a koi pond with a waterfall, wooden decking for seating, and a screened-in pool set against expansive land. Additional outbuildings include a two-car carport and extra storage sheds. Notably, the home sits on one parcel, with the second parcel offering potential for another residence or the possibility of selling it separately. Conveniently located near the Veterans Expressway, this property provides easy access to all of Tampa, making it an ideal canvas for a buyer seeking space, privacy, and future
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,372
Sqft
5.77 ac
Lot size
2
Garage
1973
Year built
Two
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,766 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,766/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.1%
$/sqft vs UNPLATTED
$485 vs $303
Days on market
178 vs 46 typical
Where $485/sqft sits among the 187 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
86 of 187
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 17308 TOBACCO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17308 TOBACCO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17308 TOBACCO ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17308 TOBACCO ROAD FAQs
What would the monthly payment be for 17308 TOBACCO ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17308 TOBACCO ROAD?+
The most recent tax bill on record (2025) was $11,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $1,149,900, this home is listed about 134% above the Lutz median of $490,500. The market section on this page shows how the area is trending.
Which schools are assigned to 17308 TOBACCO ROAD?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,149,900 runs 188% above the LUTZ 33558 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
178 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,299,900, now $1,149,900 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · William Lolly. MLS #TB8473838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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