David Ramirez
$1,250,0003 bd3 ba1,733 sqft$721 /sqft$10,800 /mo all-in ↓

449 S 12TH STREET UNIT 1804, TAMPA, FL, 33602

Active264 days on marketListed Nov 17, 2025MLS #TB8448893

CondominiumTOWERS OF CHANNELSIDE CONDOMIN

About this home

449 S 12TH STREET UNIT 1804

Discover Unmatched Luxury at the Towers of Channelside Step into the pinnacle of sophisticated urban living with this impeccably renovated 18th-floor condominium at the esteemed Towers of Channelside. Situated at the coveted intersection of Water Street and Channelside Drive in Tampa’s vibrant Channel District, this exquisite residence offers a truly unparalleled lifestyle—just steps from the heart of Downtown Tampa. Spanning 1,733 square feet, this exceptional home features 3 expansive bedrooms and 3 opulent baths, each designed to provide an atmosphere of elegance. Every detail has been crafted to ensure comfort and style at every turn. As you enter, grand double doors open to a sunlit foyer adorned with custom lighting and luxurious marble slab flooring that flows seamlessly throughout the residence. The heart of the home, the gourmet kitchen, is a chef’s dream. It boasts top-of-the-line Custom-Ordered GE Café appliances, an eye-catching marble waterfall countertop with ambient lighting that glows beneath its surface, and custom cabinetry with under-cabinet illumination. A spacious laundry room with ample storage and a custom-installed sink enhances the home’s functionality and elegance. The expansive floor-to-ceiling windows, paired with newly installed, premium custom electric 3D sun-block shades, create a perfect balance of natural light and privacy while showcasing unparalleled views of the city below. Each of the three generously sized bedrooms open directly to a generous 647-square-foot wraparound balcony with luxury nonslip tiles, offering a front-row seat to breathtaking panoramic views of the iconic Tampa skyline, and the waters of Sparkman Wharf. Whether savoring a peaceful morning sunrise or admiring the city’s dazzling skyline at night, the vistas from this private retreat are simply extraordinary. The master suite is a true sanctuary, complete with a grand walk-in closet and a spa-inspired ensuite bath. Here, you’ll find dual vanities, a luxurious rain shower, and a body spray system—creating the perfect environment for relaxation. The second bedroom offers an ensuite bath with a tub-shower combination and a walk-in closet, while the third bedroom provides versatility for use as a guest room, office, or additional living space. This residence includes two reserved parking spaces and grants access to a suite of world-class amenities, including a heated pool with a cascading waterfall, a rejuvenating spa, a clubhouse featuring a billiard table and catering kitchen, as well as outdoor grilling stations, chic bar and dog walks. Every element of the community is designed to enhance your comfort and enjoyment. Located in the pulse of Tampa’s Channel District, this exceptional residence places you within walking distance of the city’s finest dining, entertainment, and cultural venues. From Michelin-starred restaurants and live performances to sporting events and the scenic Riverwalk, everything you desire is at your doorstep. With 24-hour security, concierge services, and an on-site management team, every detail of your lifestyle is taken care of with impeccable attention. Schedule your private tour today and immerse yourself in the luxury, sophistication, and unparalleled views of this extraordinary residence

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,733

Sqft

2

Garage

2007

Year built

One

Levels

$721

Per sqft

Pets allowed

Inside

FlooringMarble
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Range · Refrigerator · Washer · Wine Refrigerator
InteriorAccessibility Features
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorBalcony · Courtyard · Dog Run · Lighting · Outdoor Grill · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$1,885/mo
Taxes (2024)$18,494/yr
PetsYes
CommunityClubhouse · Dog Park · Pool

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,800 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2024 actual bill$1,541
Condo fee — from the listing$1,885
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$10,800/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$1,541
HOA / condo fee$1,885
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$854KedgeAI estimate $925,023 · range $890K$1.0M$1.3M

vs edgeAI estimate

+35.1%

$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN

$721 vs $571

Days on market

264 vs 42 typical

Where $721/sqft sits among the 9 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN

1
2
2
1
2
1 · this home
$442–489$489–535$535–582$582–628$628–675$675+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Channel District

Map of 449 S 12TH STREET UNIT 1804 inside its neighborhood boundary

Drive times from this address

Downtown Tampa2 min
Tampa Int’l Airport (TPA)16 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Channel District — neighborhood snapshot

Population

4,558

Median age

36

Median income

$117,680

Median home value

$706,917

Avg household

2

Households w/ children

208

For the school run

Hillsborough County School District

HighBlake High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

6 of 9

TOWERS OF CHANNELSIDE CONDOMIN have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

Nov 17, 2025Listed at $1,250,000 · 264 days on market since
2007Built · TOWERS OF CHANNELSIDE CONDOMIN

Reality check

What actually sold near 449 S 12TH STREET UNIT 1804

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

449 S 12TH STREET UNIT 504Sold · Dec ’25

$1,050,000

449 S 12TH STREET UNIT 504 · same community

3 bd · 3 ba · 1,733 sqft · $606/sqft · 202 DOM

1209 E CUMBERLAND AVENUE UNIT 2404Sold · Jun ’26

$1,015,000

1209 E CUMBERLAND AVENUE UNIT 2404 · same community

3 bd · 3 ba · 1,733 sqft · $586/sqft · 232 DOM

449 S 12TH STREET UNIT 2405Sold · Jun ’26

$865,000

449 S 12TH STREET UNIT 2405 · same community

2 bd · 2.5 ba · 1,571 sqft · $551/sqft · 1009 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 449 S 12TH STREET UNIT 1804 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 1804 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Goes straight to David’s phone and CRM.

Straight answers

449 S 12TH STREET UNIT 1804 FAQs

What would the monthly payment be for 449 S 12TH STREET UNIT 1804?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,800/mo — principal and interest, the actual property-tax bill, the $1,885/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 449 S 12TH STREET UNIT 1804?+

The association fee works out to $1,885 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 449 S 12TH STREET UNIT 1804?+

The most recent tax bill on record (2024) was $18,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 449 S 12TH STREET UNIT 1804?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,250,000, this home is listed about 178% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 449 S 12TH STREET UNIT 1804?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,250,000 runs 109% above the TAMPA 33602 median.

02Know the monthly fee

The association fee is $1,885/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

264 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Chase Carbonell. MLS #TB8448893.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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