
449 S 12TH STREET UNIT 1402, TAMPA, FL, 33602
Active149 days on marketListed Mar 11, 2026MLS #TB8485015
About this home
449 S 12TH STREET UNIT 1402
WELCOME HOME to the Towers of Channelside! Comfort and style intersect at this luxury condo on the 14th floor, where the panoramic views of the the City of Tampa Bay and Water Street are yours to enjoy each sunrise and sunset. Don't miss this opportunity to own one of few units that with WATER VIEWS. This particular condo is not your ordinary two-bedroom unit, this unit was remodeled and designed with an ultra modern look that includes towering ceilings! The residence also includes two secured parking spaces in the garage and an extremely large storage unit. This Two-bedroom is both a very beautiful and useful floor plan with large living areas and two very large ensuite bathrooms ! Interior features include two large bedrooms, each with their own ensuite bathroom, large walk-in closets, and access to the 278 sq/ft. wrap-around terrace. Other prime features include a separate powder room for guests, porcelain tile throughout the kitchen, living areas, and bathrooms, as well as quartz counter tops in the fabulous kitchen. Turn the key to a high-end home with Water Views in a rapidly growing neighborhood that will continue to boom right before your eyes! Enjoy the benefits of living in a building community, while relishing the privacy that accompanies a floor with few units. Come be a part of one of the most luxurious high-rise communities Tampa Bay has to offer!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,346
Sqft
2
Garage
2007
Year built
One
Levels
$632
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,185 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,185/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.5%
$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN
$632 vs $571
Days on market
149 vs 41 typical
Where $632/sqft sits among the 9 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 9
TOWERS OF CHANNELSIDE CONDOMIN have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 S 12TH STREET UNIT 1402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$630,000
1209 E CUMBERLAND AVENUE UNIT 903 · same community
2 bd · 2.5 ba · 1,363 sqft · $462/sqft · 42 DOM
Sold · Jun ’26$725,000
1209 E CUMBERLAND AVENUE UNIT 804 · same community
2 bd · 2.5 ba · 1,363 sqft · $532/sqft · 128 DOM
Sold · Dec ’25$595,000
1209 E CUMBERLAND AVENUE UNIT 604 · same community
2 bd · 2.5 ba · 1,363 sqft · $437/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 449 S 12TH STREET UNIT 1402 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 1402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
449 S 12TH STREET UNIT 1402 FAQs
What would the monthly payment be for 449 S 12TH STREET UNIT 1402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 449 S 12TH STREET UNIT 1402?+
The most recent tax bill on record (2025) was $13,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 449 S 12TH STREET UNIT 1402?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $850,000, this home is listed about 89% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 S 12TH STREET UNIT 1402?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 44% above the TAMPA 33602 median.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
149 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $875,000, now $850,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Andre Kashou. MLS #TB8485015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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