David Ramirez

309 72ND AVENUE, ST PETE BEACH, FL, 33706

Active267 days on marketListed Oct 31, 2025MLS #TB8443755

Priced 17% below the St Pete Beach medianST PETERSBURG BEACH REP

About this home

309 72ND AVENUE

Opportunity awaits in the heart of St. Pete Beach! This storm-impacted property, with an ACV already performed, sits on a spacious 75x107 lot just steps from Corey Ave and Gulf Blvd. Zoned multi-family, the property currently includes two dwellings with separate water and electric meters, plus a detached garage. Whether you choose to restore what's here or build new, the potential is incredible. Create your dream coastal retreat or a fantastic investment property in one of the most desirable beach communities on the Gulf Coast.

Facts & features

The home at a glance

0.19 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2024)$2,512/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water - Multiple Meters · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,534 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,534/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Pete Beach

Map of 309 72ND AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the St Pete Beach median. See the full St Pete Beach market guide →

Paper trail

This home's history

Oct 31, 2025Listed at $500,000 · 267 days on market since

Reality check

What actually sold near 309 72ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 77TH AVENUESold · Aug ’25

$180,000

321 77TH AVENUE · same community

3 bd · 1 ba · 768 sqft · $234/sqft · 235 DOM

440 77TH AVENUESold · Aug ’25

$275,000

440 77TH AVENUE · same community

2 bd · 1.5 ba · 922 sqft · $298/sqft · 160 DOM

624 77TH AVENUESold · Dec ’25

$283,000

624 77TH AVENUE · same community

2 bd · 2 ba · 952 sqft · $297/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 309 72ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 309 72ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

309 72ND AVENUE FAQs

What would the monthly payment be for 309 72ND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,534/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 309 72ND AVENUE?+

The most recent tax bill on record (2024) was $2,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Pete Beach?+

At $500,000, this home is listed about 17% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Listing courtesy of CENTURY 21 BEGGINS · Christopher Everett. MLS #TB8443755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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