
316 76TH AVENUE, ST PETE BEACH, FL, 33706
Active23 days on marketListed Jul 2, 2026MLS #TB8523833
About this home
316 76TH AVENUE
This mid-century, masonry duplex sits in one of St. Pete Beach's most walkable pockets — a 3-4 minute stroll to Corey Avenue's shops, restaurants, and long-running Sunday Market, with Upham Beach's sand and Gulf water an easy bike ride or half-mile walk beyond. Across the street sits Horan Park and the city's family aquatic center, putting a beautifully maintained pool and waterfront green space just steps away — no private pool to maintain, just walk over and use theirs ... Original terrazzo floors run throughout, a genuine mid-century touch ... Two 1BR/1BA units plus a detached second structure occupy a 5,375 sf lot, with recent updates including 2018 central AC, new ductless mini-splits, and a new electric water heater ... Beyond those mechanical updates, this is a value-add opportunity — cosmetically and structurally, it's being offered as-is, priced to reflect the work ahead for the right buyer ... The parcel is zoned TC-1, and according to the city's schedule of permitted uses, this district allows for a range of neighborhood-commercial uses — office, retail, take-out and full-service dining, artist studios and galleries, printing/copying, and commercial kitchens among them, several requiring no conditional use hearing ... Buyers interested in exploring any change of use are encouraged to confirm scope and requirements directly with the City of St. Pete Beach Planning & Zoning Division as part of their due diligence ... The property also holds a distinctive spot on the block: the only residential use remaining, flanked by a retail building and a medical office, with a gas station just behind — a walkable, livable duplex today, with real long-term flexibility built into its zoning! HURRY on this rare and unique opportunity ... shown strictly by appointment ...
Facts & features
The home at a glance
2
Bedrooms
1,156
Sqft
0.12 ac
Lot size
1955
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$346 vs $498
Days on market
23 vs 85 typical
Where $346/sqft sits among the 190 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Corey Ave
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Corey Ave — neighborhood snapshot
Population
172
Median age
62
Median income
$98,972
Median home value
$53,911
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
95 of 190
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 76TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$480,000
434 77TH AVENUE · same community
3 bd · 2 ba · 1,144 sqft · $420/sqft · 196 DOM
Sold · Mar ’26$699,000
510 72ND AVENUE · same community
2 bd · 2 ba · 1,214 sqft · $576/sqft · 4 DOM
Sold · Oct ’25$549,900
340 81ST AVENUE · same community
2 bd · 2 ba · 1,273 sqft · $432/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 316 76TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 76TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
316 76TH AVENUE FAQs
What would the monthly payment be for 316 76TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 316 76TH AVENUE?+
The most recent tax bill on record (2025) was $4,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $399,900, this home is listed about 33% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 316 76TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Don Taylor. MLS #TB8523833.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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