1895 OTTO POLK ROAD, FROSTPROOF, FL, 33843
Active277 days on marketListed Nov 3, 2025MLS #TB8442195
About this home
1895 OTTO POLK ROAD
One or more photo(s) has been virtually staged. ***PRICE JUST REDUCED*** Unlock the potential of this 48-acre parcel (total 3 parcels), with over 40 acres of high and dry usable land, nestled in the scenic Frostproof area. RC (Rural conservation) zoning. Located just 4 minutes from US Hwy 98, it offers convenient access to key infrastructure and all amenities. A 12-inch well is already in place, adding value and readiness for future plans. Surrounded by natural beauty, this site combines tranquility with strategic positioning in a rapidly expanding market. Enjoy the beautiful Central Florida weather & beauty!
Facts & features
The home at a glance
48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,848 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,848/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1520% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 1895 OTTO POLK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$180,000
24 HAMMONS WAY
2 bd · 2 ba · 804 sqft · $224/sqft · 22 DOM
Sold · Apr ’26$235,000
92 CONSTITUTION LANE
3 bd · 2 ba · 1,344 sqft · $175/sqft · 737 DOM
Sold · Jan ’26$347,000
1340 W FROSTPROOF ROAD
3 bd · 2 ba · 1,758 sqft · $197/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1895 OTTO POLK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1895 OTTO POLK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1895 OTTO POLK ROAD FAQs
What would the monthly payment be for 1895 OTTO POLK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,848/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1895 OTTO POLK ROAD?+
The most recent tax bill on record (2024) was $1,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $794,000, this home is listed about 143% above the Frostproof median of $326,444. The market section on this page shows how the area is trending.
Which schools are assigned to 1895 OTTO POLK ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$794,000 runs 1520% above the FROSTPROOF 33843 median.
02Time on market is leverage
277 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $799,000, now $794,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Jay Nair, P.a. MLS #TB8442195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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