David Ramirez
$1,110,000$1,200,0004 bd3.5 ba3,680 sqft$302 /sqft$7,094 /mo all-in ↓

12844 74TH AVENUE, SEMINOLE, FL, 33776

Active280 days on marketListed Oct 18, 2025MLS #TB8437767

Reduced $90KWaterfrontPrivate poolSingle Family ResidencePINELLAS GROVES

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

This is a MUST-SEE BEAUTY! A truly unique and exceptional residence ideally situated in an X Flood Zone for added peace of mind. YOU DESERVE THE LIFESTYLE THIS HOME OFFERS—where timeless elegance, exceptional comfort, and an unparalleled location come together in perfect harmony.

About this home

12844 74TH AVENUE

Luxury living just got even more attractive! Welcome to 12844 74th Ave., Seminole—a beautifully updated 4-bedroom, 3.5-bath home offering 3,680 sq. ft. of exceptional living space in one of Seminole's most sought-after neighborhoods, safely set in an X Flood Zone. A Rare Gem in the Heart of Seminole - From the moment you arrive, the striking full glass-paneled front makes a statement of elegance and class. Inside, discover THREE STORIES OF INSPIRED LIVING. The main portion of the home spans two floors and features 3 bedrooms, 2.5 baths, and an abundance of thoughtfully designed spaces — including a spacious kitchen, living and dining rooms, utility room, office, and cozy sitting area. The living and formal dining rooms exude a grand, open atmosphere with CATHEDRAL-STYLE HARDWOOD PAINTED CEILINGS and a touch of modern ambiance from the BUILT-IN ELECTRIC FIREPLACE. The kitchen has been tastefully remodeled to perfection — boasting custom KraftMaid wood cabinetry, a Zline 6-burner gas stove with matching hood and pot-filler, a center island with Cosmo drawer microwave, quartz countertops, farmhouse sink, wine refrigerator, and stainless steel appliance suite. The PRIMARY BEDROOM is open, light, and airy — featuring a DOUBLE-SIZED LAYOUT with en-suite bath and walk-in closet. The second floor also offers a half bath, laundry area, and a charming sitting room with FRENCH DOORS LEADING TO THE PATIO, GAZEBO, POOL AND POND. The THIRD FLOOR hosts bedrooms two and three, both with vaulted ceilings and private balcony access overlooking the tranquil backyard. A SPACIOUS THIRD BATHROOM WITTH JACUZZI TUB and an OVERSIZED WALK-IN CLOSET with ATTIC ACCESS for additional storage (connected to Bedroom 2 and accessible through the bathroom) complete the level, along with a 10x14 OFFICE SPACE WITH VAULTED CEILING, built in cabinets, shelving and desk overlooking the living and dining area.. But that’s not all — this home includes a RARE BONUS FEATURE: a FIRST-FLOOR IN-LAW SUITE with IT’S OWN PRIVATE ENTRANCE. This self-contained space includes one bedroom, one bath, dinette, and washer/dryer — ideal for extended family or guests. A private landscaped patio with awning provides a peaceful entryway to the backyard. Throughout the home you’ll find 12mm AQUA GUARD LAMINATE FLOORING, 6 PANEL DOORS, 5” BASEBOARDS, and QUARTZ COUNTERTOPS tying the spaces together in timeless style. Step outside to your own backyard paradise — complete with a 13x25 SALTWATER HEATED POOL WITH FOUNTAIN (installed 2022), PAVER PATIO, 14x10 GAZEBO, 8x10 shed, and even a POND FILLED WITH TILAPIA AND TURTLES! The property also boasts MANGO, AVACADO, PEACH, AND GUAVA TREES — a true Florida dreamscape. Let’s not forget to mention that this PARADISE OASIS is a 5 MINUTE DRIVE TO OUR BEAUTIFUL SANDY BEACHES WITH STUNNING SUNSETS, just a few blocks from BOCA CIEGA MILLENNIUM PARK,( a 186 acre nature park with a 35 ft. observation tower, boardwalks, playground, dog park and accessible to the Pinellas Trail), close to SEMINOLE SCHOOLS including Richard O. Jacobson and St. Pete College, restaurants and the popular Seminole City Center.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,680

Sqft

0.4 ac

Lot size

1987

Year built

Three Or More

Levels

$302

Per sqft

Private poolWaterfrontFireplacePets allowed

Inside

FlooringLaminate · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationBlock · Other
FacesNorth
ExteriorAwning(s) · Balcony · Irrigation System · Lighting · Outdoor Shower · Rain Gutters

Community & fees

Taxes (2025)$6,335/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Propane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,094 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,990
PMI (est., until 20% equity)$416
Property tax — 2025 actual bill$528
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $111,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $111,000
Interest rate6.00%
Loan term

Estimated payment

$7,094/mo

Principal & interest$5,990
PMI (est., until 20% equity)$416
Property taxes (actual bill)$528
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,534,722 · range $1.3M$2.1M$2.1M

vs edgeAI estimate

−27.7%

$/sqft vs PINELLAS GROVES

$302 vs $404

Days on market

280 vs 44 typical

Where $302/sqft sits among the 12 homes for sale in PINELLAS GROVES

2
0
0
3 · this home
3
4
$42–121$121–200$200–279$279–359$359–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole

Map of 12844 74TH AVENUE

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

SEMINOLE 33776 — neighborhood snapshot

Population

12,711

Median age

50.6

Median income

$101,618

Median home value

$436,700

Avg household

2.54

Households w/ children

1,116

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

5 of 12

PINELLAS GROVES have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,110,000 $90K
Oct 18, 2025Listed at $1,200,000 · 280 days on market since
1987Built · PINELLAS GROVES

Reality check

What actually sold near 12844 74TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7272 125TH STREETSold · Sep ’25

$1,275,000

7272 125TH STREET · same community

4 bd · 3 ba · 3,579 sqft · $356/sqft · 2 DOM

1681 LONG BOW LANESold · Apr ’26

$1,450,000

1681 LONG BOW LANE · same community

5 bd · 3.5 ba · 3,814 sqft · $380/sqft · 155 DOM

7890 134TH STREETSold · Apr ’26

$1,345,000

7890 134TH STREET · same community

4 bd · 3.5 ba · 3,389 sqft · $397/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12844 74TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12844 74TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12844 74TH AVENUE FAQs

What would the monthly payment be for 12844 74TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,094/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12844 74TH AVENUE?+

The most recent tax bill on record (2025) was $6,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12844 74TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $1,110,000, this home is listed about 170% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12844 74TH AVENUE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,110,000 runs 122% above the SEMINOLE 33776 median — but at 3,680 sqft it's also nearly 2 times the size of the typical Seminole listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

280 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,200,000, now $1,110,000 — a $90K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Carole Spain. MLS #TB8437767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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