
12844 74TH AVENUE, SEMINOLE, FL, 33776
Active280 days on marketListed Oct 18, 2025MLS #TB8437767
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Sun, Jul 26
1:00 PM – 3:00 PM
This is a MUST-SEE BEAUTY! A truly unique and exceptional residence ideally situated in an X Flood Zone for added peace of mind. YOU DESERVE THE LIFESTYLE THIS HOME OFFERS—where timeless elegance, exceptional comfort, and an unparalleled location come together in perfect harmony.
About this home
12844 74TH AVENUE
Luxury living just got even more attractive! Welcome to 12844 74th Ave., Seminole—a beautifully updated 4-bedroom, 3.5-bath home offering 3,680 sq. ft. of exceptional living space in one of Seminole's most sought-after neighborhoods, safely set in an X Flood Zone. A Rare Gem in the Heart of Seminole - From the moment you arrive, the striking full glass-paneled front makes a statement of elegance and class. Inside, discover THREE STORIES OF INSPIRED LIVING. The main portion of the home spans two floors and features 3 bedrooms, 2.5 baths, and an abundance of thoughtfully designed spaces — including a spacious kitchen, living and dining rooms, utility room, office, and cozy sitting area. The living and formal dining rooms exude a grand, open atmosphere with CATHEDRAL-STYLE HARDWOOD PAINTED CEILINGS and a touch of modern ambiance from the BUILT-IN ELECTRIC FIREPLACE. The kitchen has been tastefully remodeled to perfection — boasting custom KraftMaid wood cabinetry, a Zline 6-burner gas stove with matching hood and pot-filler, a center island with Cosmo drawer microwave, quartz countertops, farmhouse sink, wine refrigerator, and stainless steel appliance suite. The PRIMARY BEDROOM is open, light, and airy — featuring a DOUBLE-SIZED LAYOUT with en-suite bath and walk-in closet. The second floor also offers a half bath, laundry area, and a charming sitting room with FRENCH DOORS LEADING TO THE PATIO, GAZEBO, POOL AND POND. The THIRD FLOOR hosts bedrooms two and three, both with vaulted ceilings and private balcony access overlooking the tranquil backyard. A SPACIOUS THIRD BATHROOM WITTH JACUZZI TUB and an OVERSIZED WALK-IN CLOSET with ATTIC ACCESS for additional storage (connected to Bedroom 2 and accessible through the bathroom) complete the level, along with a 10x14 OFFICE SPACE WITH VAULTED CEILING, built in cabinets, shelving and desk overlooking the living and dining area.. But that’s not all — this home includes a RARE BONUS FEATURE: a FIRST-FLOOR IN-LAW SUITE with IT’S OWN PRIVATE ENTRANCE. This self-contained space includes one bedroom, one bath, dinette, and washer/dryer — ideal for extended family or guests. A private landscaped patio with awning provides a peaceful entryway to the backyard. Throughout the home you’ll find 12mm AQUA GUARD LAMINATE FLOORING, 6 PANEL DOORS, 5” BASEBOARDS, and QUARTZ COUNTERTOPS tying the spaces together in timeless style. Step outside to your own backyard paradise — complete with a 13x25 SALTWATER HEATED POOL WITH FOUNTAIN (installed 2022), PAVER PATIO, 14x10 GAZEBO, 8x10 shed, and even a POND FILLED WITH TILAPIA AND TURTLES! The property also boasts MANGO, AVACADO, PEACH, AND GUAVA TREES — a true Florida dreamscape. Let’s not forget to mention that this PARADISE OASIS is a 5 MINUTE DRIVE TO OUR BEAUTIFUL SANDY BEACHES WITH STUNNING SUNSETS, just a few blocks from BOCA CIEGA MILLENNIUM PARK,( a 186 acre nature park with a 35 ft. observation tower, boardwalks, playground, dog park and accessible to the Pinellas Trail), close to SEMINOLE SCHOOLS including Richard O. Jacobson and St. Pete College, restaurants and the popular Seminole City Center.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,680
Sqft
0.4 ac
Lot size
1987
Year built
Three Or More
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,094 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,094/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.7%
$/sqft vs PINELLAS GROVES
$302 vs $404
Days on market
280 vs 44 typical
Where $302/sqft sits among the 12 homes for sale in PINELLAS GROVES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33776 — neighborhood snapshot
Population
12,711
Median age
50.6
Median income
$101,618
Median home value
$436,700
Avg household
2.54
Households w/ children
1,116
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 12
PINELLAS GROVES have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12844 74TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,275,000
7272 125TH STREET · same community
4 bd · 3 ba · 3,579 sqft · $356/sqft · 2 DOM
Sold · Apr ’26$1,450,000
1681 LONG BOW LANE · same community
5 bd · 3.5 ba · 3,814 sqft · $380/sqft · 155 DOM
Sold · Apr ’26$1,345,000
7890 134TH STREET · same community
4 bd · 3.5 ba · 3,389 sqft · $397/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12844 74TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12844 74TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12844 74TH AVENUE FAQs
What would the monthly payment be for 12844 74TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,094/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12844 74TH AVENUE?+
The most recent tax bill on record (2025) was $6,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12844 74TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $1,110,000, this home is listed about 170% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12844 74TH AVENUE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,110,000 runs 122% above the SEMINOLE 33776 median — but at 3,680 sqft it's also nearly 2 times the size of the typical Seminole listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
280 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,200,000, now $1,110,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Carole Spain. MLS #TB8437767.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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