David Ramirez
$319,499$349,0004 bd2 ba1,605 sqft$199 /sqft$2,692 /mo all-in ↓

226 HAVERSHAM ROAD, DELTONA, FL, 32725

Active288 days on marketListed Oct 9, 2025MLS #TB8436021

Reduced $30KWaterfrontSingle Family ResidenceSAXON RIDGE PH 02-B

About this home

226 HAVERSHAM ROAD

LOOK !! LOOK !! SELLER IS OFFERRING CREDITS !!! Read below!! PRICED TO SELL! MASSIVE PRICE DROP !!! HURRY IN FOR THIS GREAT OPPORTUNITY !!!Welcome to your dream home at 226 Haversham Rd Deltona Florida 32725, ONE OF THE NEWEST HOMES IN THE DEVELOPMENT, a beautifully maintained 4-bedroom, 2-bathroom single-family home offering 1,605 sq. ft. of stylish and comfortable living space. This residence perfectly blends modern upgrades with everyday functionality, creating a warm and inviting atmosphere for any lifestyle. Step inside to an open and bright floor plan designed for easy living and entertaining. The kitchen is a true highlight, featuring stainless steel appliances, elegant granite countertops, and ample cabinetry that make cooking and hosting effortless. The spacious living and dining areas flow seamlessly together, perfect for family gatherings or cozy evenings at home. Each of the four bedrooms offers comfort and versatility, with plenty of natural light and storage. Some Photos have been Virtually staged .. The primary suite provides a peaceful retreat with an en-suite bath, while the additional bedrooms can easily serve as guest rooms, a home office, or a hobby space. Outside, you’ll find a private backyard ready for relaxation or recreation, ideal for barbecues, gardening, or simply enjoying Florida’s sunny weather. Located in Deltona, this home offers the best of both worlds: a peaceful residential setting close to nature and convenient access to shopping, dining, and entertainment. You’re just minutes from , local parks, shopping centers . Modern kitchen with stainless steel appliances & granite counters. Open-concept living and dining areas. Well-maintained and move-in ready. Peaceful backyard for outdoor enjoyment with a lake view . has shops, and restaurants , volleyball , tennis with a community pool . This beautifully cared-for home delivers comfort, style, and location, a true Deltona home ready for you to move right in! The seller is offering credits towards either toward new flooring "OR" towards closing costs ... Ask for details

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,605

Sqft

0.28 ac

Lot size

2

Garage

2018

Year built

One

Levels

$199

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorthwest
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2024)$5,519/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,881
FHA mortgage insurance (est.)$141
Property tax — 2024 actual bill$460
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,182Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,182
Interest rate6.00%
Loan term

Estimated payment

$2,692/mo

Principal & interest$1,881
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$460
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$302KedgeAI estimate $341,547 · range $315K$367K$382K

vs edgeAI estimate

−6.5%

$/sqft vs Deltona actives

$199 vs $204

Days on market

288 vs 30 typical

Where $199/sqft sits among the 319 Deltona actives

66
68
71 · this home
50
36
28
$159–178$178–197$197–216$216–235$235–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona

Map of 226 HAVERSHAM ROAD

Drive times from this address

Downtown Orlando33 min
Universal Orlando45 min
Orlando Int’l Airport (MCO)52 min
Walt Disney World58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

DELTONA 32725 — neighborhood snapshot

Population

51,668

Median age

39.5

Median income

$70,801

Median home value

$255,700

Avg household

2.78

Households w/ children

6,283

For the school run

Volusia County School District

HighDeltona High School★★★★★
ElementaryTimbercrest Elementary School★★★★★
MiddleGalaxy Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

146 of 319

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,499 $30K
Oct 9, 2025Listed at $349,000 · 288 days on market since
2018Built · SAXON RIDGE PH 02-B

Reality check

What actually sold near 226 HAVERSHAM ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 KETTERING ROADSold · Jul ’26

$329,000

180 KETTERING ROAD · same community

3 bd · 2 ba · 1,814 sqft · $181/sqft · 50 DOM

472 BALI TERRACESold · Jun ’26

$317,000

472 BALI TERRACE

3 bd · 2 ba · 1,609 sqft · $197/sqft · 58 DOM

1163 W HANCOCKSold · Jan ’26

$350,000

1163 W HANCOCK

3 bd · 2 ba · 1,600 sqft · $219/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 226 HAVERSHAM ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 226 HAVERSHAM ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

226 HAVERSHAM ROAD FAQs

What would the monthly payment be for 226 HAVERSHAM ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,692/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 226 HAVERSHAM ROAD?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 226 HAVERSHAM ROAD?+

The most recent tax bill on record (2024) was $5,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 226 HAVERSHAM ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deltona?+

At $319,499, this home is priced right at the Deltona median.

Which schools are assigned to 226 HAVERSHAM ROAD?+

Deltona High School (high), Timbercrest Elementary School (elementary), Galaxy Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

288 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $349,000, now $319,499 — a $30K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Keegan Siegfried. MLS #TB8436021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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