David Ramirez

2078 ELKCAM BOULEVARD, DELTONA, FL, 32725

Active626 days on marketListed Nov 14, 2024MLS #V4939408

DELTONA LAKES UNIT 31

About this home

2078 ELKCAM BOULEVARD

Great 3.1 acre parcel right on Elkcam Blvd, close to many dining and shopping options. This large wooded parcel can be built on as is or split into 2 or 3 lots. Zoned RE-1, allowing for homes on 1 acre minimum sites, it also allows for the keeping of horses on parcels 2.5 acres or greater. The site is high and dry, with access directly onto Elkcam Blvd.

Facts & features

The home at a glance

3.05 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$3,970/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electrical Nearby · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,383 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2023 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,383/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$331
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Deltona

Map of 2078 ELKCAM BOULEVARD

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

DELTONA 32725 — neighborhood snapshot

Population

51,668

Median age

39.5

Median income

$70,801

Median home value

$255,700

Avg household

2.78

Households w/ children

6,283

For the school run

Volusia County School District

HighDeltona High School★★★★★
ElementaryTimbercrest Elementary School★★★★★
MiddleGalaxy Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

Nov 14, 2024Listed at $299,000 · 626 days on market since

Reality check

What actually sold near 2078 ELKCAM BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2042 VAN ORMAN DRIVESold · Mar ’26

$317,000

2042 VAN ORMAN DRIVE · same community

3 bd · 2 ba · 1,646 sqft · $193/sqft · 7 DOM

2098 HEATHWOOD STREETSold · Sep ’25

$315,000

2098 HEATHWOOD STREET · same community

3 bd · 2 ba · 1,765 sqft · $178/sqft · 55 DOM

2159 VAN ORMAN DRIVESold · Oct ’25

$380,000

2159 VAN ORMAN DRIVE · same community

3 bd · 2 ba · 1,911 sqft · $199/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2078 ELKCAM BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2078 ELKCAM BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2078 ELKCAM BOULEVARD FAQs

What would the monthly payment be for 2078 ELKCAM BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2078 ELKCAM BOULEVARD?+

The most recent tax bill on record (2023) was $3,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $299,000, this home is listed about 7% below the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2078 ELKCAM BOULEVARD?+

Deltona High School (high), Timbercrest Elementary School (elementary), Galaxy Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BUYING PARADISE LLC · Scott McGrath. MLS #V4939408.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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