3945 US-41 N, PALMETTO, FL, 34221
Active308 days on marketListed Oct 1, 2025MLS #TB8433525
About this home
3945 US-41 N
This 9-acre site offers a highly versatile development opportunity with a wide range of allowable uses, including retail, office, medical, hospitality, automotive, and storage. The size of the property allows for larger projects or subdivision for multiple users, providing flexibility for investors and developers to meet diverse market demand in a strong commercial corridor. The seller is providing owner financing, creating an attractive opportunity for buyers and investors seeking flexible purchase terms.
Facts & features
The home at a glance
7.13 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,287 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,287/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 873% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3945 US-41 N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$65,000
29 SHADY LANE UNIT 29
2 bd · 1.5 ba · 460 sqft · $141/sqft · 0 DOM
Sold · Apr ’26$75,000
49 LEISURE WAY
1 bd · 1.5 ba · 620 sqft · $121/sqft · 36 DOM
Sold · Dec ’25$73,000
339 PEACE MANOR
1 bd · 1 ba · 624 sqft · $117/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3945 US-41 N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3945 US-41 N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3945 US-41 N FAQs
What would the monthly payment be for 3945 US-41 N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3945 US-41 N?+
The most recent tax bill on record (2024) was $4,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $3,600,000, this home is listed about 811% above the Palmetto median of $395,318. The market section on this page shows how the area is trending.
Which schools are assigned to 3945 US-41 N?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ESHENBAUGH LAND COMPANY · Christopher Bowers, Jr.. MLS #TB8433525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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