
5216 13TH STREET, PALMETTO, FL, 34221
Active85 days on marketListed May 11, 2026MLS #TB8433578
About this home
5216 13TH STREET
One or more photo(s) has been virtually staged. Welcome to a reimagined waterfront estate on the exclusive shores of Snead Island, where elevated design meets an effortless Gulf-front lifestyle. Extensive high-end renovations make this residence a thoughtfully transformed, refined coastal-chic retreat. Offering 4 bedrooms, 3.5 bathrooms, and a private office/executive suite, this residence is thoughtfully designed to blend refined interiors with an extraordinary waterfront lifestyle. Stunning natural hardwood floors flow throughout the home, while the beautifully renovated kitchen serves as the heart of the residence, perfectly positioned to overlook the beach and breathtaking Gulf views, creating an inspiring backdrop for everyday living and entertaining. The open-concept floor plan allows for effortless gatherings, seamlessly connecting the main living spaces and inviting the outdoors in through picturesque water vistas. The dining room is ideally situated to capture memorable meals, meaningful conversations, and sunset-filled evenings with family and guests. A private elevator further enhances the home’s comfort and convenience, providing effortless access between levels. The private office or executive suite offers a rare and tranquil work environment, with calming beach views that transform the workday into something exceptional. The primary suite is a peaceful retreat, complete with a beautifully renovated spa-style bathroom, private exterior access, and its own charming porch, an intimate setting to enjoy morning coffee or unwind in the evening breeze. Every space within the home has been curated with a clean, sophisticated aesthetic that balances comfort, elegance, and the unmatched beauty of its coastal surroundings. Beyond the interiors, the property unfolds into an oversized, newly landscaped homesite, leading to your own private beachfront escape where you will experience unobstructed sunset views. A brand-new roof further enhances the home’s turnkey appeal. Perfectly positioned within the coveted Snead Island community, this residence offers an exceptional balance of privacy and accessibility. Conveniently connected to St. Petersburg, Tampa, and Sarasota, surrounded by the tranquil waters of Terra Ceia Bay, Tampa Bay, and the Manatee River, and near the 365-acre Emerson Point Preserve, residents enjoy effortless access to boating, nature trails, kayaking, and some of the region’s most pristine coastal landscapes. Also a great opportunity for a potential income property - Air Bnb or VRBO. An exclusive offering of privacy, design, and waterfront living. Truly a must see!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,635
Sqft
1.45 ac
Lot size
3
Garage
1982
Year built
Two
Levels
$823
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,811 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,811/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$823 vs $205
Days on market
85 vs 57 typical
Where $823/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
220 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 657% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5216 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,300,000
7101 16TH AVENUE NW
3 bd · 4 ba · 3,681 sqft · $353/sqft · 30 DOM
Sold · Jul ’26$1,030,000
812 59TH STREET NW
5 bd · 5.5 ba · 3,761 sqft · $274/sqft · 1 DOM
Sold · Mar ’26$1,020,000
5915 RIVERVIEW BOULEVARD
4 bd · 4 ba · 3,294 sqft · $310/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5216 13TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5216 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5216 13TH STREET FAQs
What would the monthly payment be for 5216 13TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5216 13TH STREET?+
The most recent tax bill on record (2024) was $16,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5216 13TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,990,000, this home is listed about 657% above the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Alecia Savas. MLS #TB8433578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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