
838 MONTEREY BOULEVARD NE, ST PETERSBURG, FL, 33704
Active317 days on marketListed Sep 29, 2025MLS #TB8431757
About this home
838 MONTEREY BOULEVARD NE
Designed by renowned Architect William Harvard Jr and built in 2005, this waterfront modern marvel boasts a beautiful layout and a wonderful view in a highly desirable location of Snell Isle. This home was built like a bunker, and was certainly tested during the recent storms, with no damage or interior flooding. The home sits above the flood plane, and the exterior walls are concrete block with filled cells, and with structural steel studs. Interior walls are also concrete block with prestressed concrete planks for ceiling and roof support. The floor construction is concrete under the beautiful hardwoods. The home also features a new roof in 2024, hurricane windows and doors throughout, and a whole house generator so you don't lose power in any storm. Beyond the best construction, this is an artist's home, where natural light fills the spacious rooms, and provides grand wall space with 10' ceilings on the first floor. Enter through the custom metal front doors into a two story foyer. To the left is a beautiful formal living room and large hall closet that could be turned into a butler's pantry or wet bar. The large first floor den also features a full bath, and could be used as a downstairs primary or guest room. For the ultimate entertainer, the formal dining room connects to the chef's kitchen, featuring a professional 6 burner Thermador range and large eat-at island with custom red quartz. The cozy family room features a gas fireplace and inlaid wood floors. Every living space features french doors that open to the Spanish tiled porch that spans the width of the home, the ideal place to enjoy the morning air or evening beauty of Coffee Pot Bayou. When it is time to retire for the night, take the elevator to the second floor, featuring 8' ceilings, wood and carpet floors. Three bedrooms upstairs all feature en-suite bathrooms with cast iron tubs, custom vanities and countertops, and waterfront views. Down the hall is a large laundry room with great storage. The master suite features a large walk-in closet and large bathroom with shower, garden tub, toilet room, dressing area, and custom double vanity. All bedrooms on the second floor have doors to two covered porches, where you can enjoy a morning coffee overlooking your private yard and updated dock on the bayou. The dock was rebuilt in 2024 and has both a boat lift and jet ski lift. A massive three car garage has high ceilings and bonus storage areas, and can accommodate a car lover's lifts for multiple vehicles and toys. Just minutes to downtown St Petersburg, this beautiful Snell Isle home was built to last, and its modern design make it timeless. Make your private showing appointment today!
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,334
Sqft
0.28 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$293 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$293/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$4 vs $327
Days on market
317 vs 58 typical
Where $4/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Snell Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Snell Isle — neighborhood snapshot
Population
2,492
Median age
52
Median income
$145,599
Median home value
$1,428,504
Avg household
2
Households w/ children
239
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 838 MONTEREY BOULEVARD NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$4,850,000
1210 MONTEREY BOULEVARD NE · same community
5 bd · 5 ba · 4,560 sqft · $1,064/sqft · 163 DOM
Sold · May ’26$2,750,000
125 ALMEDO WAY WAY NE · same community
3 bd · 3.5 ba · 3,212 sqft · $856/sqft · 17 DOM
Sold · Oct ’25$2,130,000
1118 MONTEREY BOULEVARD NE · same community
4 bd · 2 ba · 2,636 sqft · $808/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 838 MONTEREY BOULEVARD NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 838 MONTEREY BOULEVARD NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
838 MONTEREY BOULEVARD NE FAQs
What would the monthly payment be for 838 MONTEREY BOULEVARD NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $293/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 838 MONTEREY BOULEVARD NE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $18,400, this home is listed about 96% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 838 MONTEREY BOULEVARD NE?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33704 market on paper
$18,400 is 98% below the ST PETERSBURG 33704 median of $799,000, and at $4/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
317 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $20,000, now $18,400 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN ROOTS REALTY, LLC · Billy Harvard, IV. MLS #TB8431757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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