
126 RICARDO WAY NE, ST PETERSBURG, FL, 33704
Active10 days on marketListed Jul 31, 2026MLS #TB8528097
About this home
126 RICARDO WAY NE
Welcome to 126 Ricardo Way NE, a brand-new, move-in-ready luxury residence on the coveted Snell Isle in St. Petersburg. High and dry with no flood concerns, this exceptional new construction home delivers peace of mind along with refined design and superior craftsmanship. The “Coastal Course Collection” model is one of only two custom homes overlooking the picturesque fairways of the Vinoy Golf Club and is thoughtfully designed for those who desire the privacy of single-family living with the convenience of walking or biking to vibrant downtown St. Petersburg. Offering approximately 3,850 square feet of air-conditioned living space and over 5,300 square feet of total area, the open-concept floor plan includes four bedrooms, three-and-a-half baths, and a flexible first-floor bonus space with an en-suite bath, custom wet bar, and wine cellar—ideal for guests, a media room, or private office. The great room features a fireplace and flows seamlessly to a covered lanai with a fully equipped outdoor kitchen overlooking the pool, spa, tropical landscaping, and the 18th-hole fairway, creating effortless indoor-outdoor Florida living. Floor-to-ceiling accordion-style windows invite natural light and coastal breezes. The chef’s kitchen showcases a handcrafted custom backsplash, custom wood cabinetry, quartz countertops, high-end stainless-steel appliances, and an oversized island built for entertaining. Upstairs, the luxurious primary suite offers a fireplace, two walk-in closets, and custom glass doors opening to a private balcony with sweeping golf course views, complemented by a spa-inspired bath with a soaking tub, expansive walk-in shower, dual vanities, and designer finishes. A second-floor gathering space, two additional bedrooms, and a beautifully appointed Jack-and-Jill bath complete the upper level. Architectural highlights include soaring ceilings, hurricane-impact windows and doors, hand-scraped white oak hardwood flooring throughout, tray ceilings, custom railings, designer lighting, a gas tankless water heater, privacy walls, and a two-car garage, all designed for a sophisticated “lock-and-go” lifestyle. Also coming soon at 128 Ricardo Way NE is the “Mediterranean Course Collection” model, offering another exceptional new construction opportunity along the prestigious Vinoy Golf Course.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,850
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
Three Or More
Levels
$648
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,298 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,298/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs St Petersburg actives
$648 vs $333
Days on market
10 vs 57 typical
Where $648/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Snell Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Snell Isle — neighborhood snapshot
Population
2,492
Median age
52
Median income
$145,599
Median home value
$1,428,504
Avg household
2
Households w/ children
239
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 RICARDO WAY NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,750,000
125 ALMEDO WAY WAY NE · same community
3 bd · 3.5 ba · 3,212 sqft · $856/sqft · 17 DOM
Sold · Mar ’26$4,850,000
1210 MONTEREY BOULEVARD NE · same community
5 bd · 5 ba · 4,560 sqft · $1,064/sqft · 163 DOM
Sold · Oct ’25$2,130,000
1118 MONTEREY BOULEVARD NE · same community
4 bd · 2 ba · 2,636 sqft · $808/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 126 RICARDO WAY NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 RICARDO WAY NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
126 RICARDO WAY NE FAQs
What would the monthly payment be for 126 RICARDO WAY NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 126 RICARDO WAY NE?+
The most recent tax bill on record (2026) was $8,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $2,495,000, this home is listed about 480% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 126 RICARDO WAY NE?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Clay Glover, Jr. MLS #TB8528097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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