979 SIGNET DRIVE, APOLLO BEACH, FL, 33572
Active308 days on marketListed Sep 19, 2025MLS #TB8429409
About this home
979 SIGNET DRIVE
Welcome to this new and beautifully designed coastal-style residence offering the perfect blend of luxury, comfort, and Florida living. Located in the MiraBay community of Apollo Beach, this spacious two-story home features 4 bedrooms, 3.5 bathrooms, and a 3-car garage with an elegant paver driveway. Step inside to find an open-concept floor plan filled with natural light, high ceilings, and stylish finishes. The gourmet kitchen is a chef’s dream with quartz countertops, stainless steel appliances, a large island with bar seating, and abundant cabinet space. The inviting living areas are perfect for entertaining, while the ginormous upstairs loft provides a great flex space for a media room, playroom, or home office. Your private backyard oasis is a true showstopper! Relax by the sparkling saltwater pool that was just finished last year. Pool features a soothing waterfall, sun shelf, security pool gate and built-in umbrella, all surrounded by lush landscaping and a privacy fence. It’s the ultimate retreat for both relaxing and entertaining. Downstair, the spacious primary suite offers a spa-like ensuite bath with dual vanities, and a walk-in shower. The walk-in closets are everyone's dream and are perfect for even the largest shoe enthusiast. Additional bedrooms are all located upstairs and are generously sized, providing comfort for family and guests. The fourth bedroom features an en-suite bathroom as well and can serve as a second primary suite. Throughout you will also find lots of storage closets. As if that wasn't enough, all professionally mounted TVS convey with the property along with the installed EV charger in the garage and the camera doorbell and exterior mounted cameras. Living in MiraBay means resort-style amenities at your fingertips—enjoy a clubhouse, fitness center, café, heated swimming pool with waterslide, tennis courts, basketball courts, and exclusive access to kayaking, paddleboarding, and boating on Tampa Bay. Conveniently located near top-rated schools, shopping, dining, and major highways, this home offers the best of both a vibrant community and serene waterfront living. Don’t miss your chance to call this stunning property home! Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,013
Sqft
0.15 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,945 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,945/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46.3%
$/sqft vs Apollo Beach actives
$216 vs $227
Days on market
308 vs 56 typical
Where $216/sqft sits among the 397 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 397
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 979 SIGNET DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,320,000
1088 SIGNET DRIVE · same community
4 bd · 3 ba · 2,992 sqft · $441/sqft · 110 DOM
Sold · May ’26$559,310
1089 SIGNET DRIVE · same community
4 bd · 3.5 ba · 2,922 sqft · $191/sqft · 0 DOM
Sold · Mar ’26$574,000
1009 SIGNET DRIVE · same community
4 bd · 3 ba · 2,359 sqft · $243/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 979 SIGNET DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 979 SIGNET DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
979 SIGNET DRIVE FAQs
What would the monthly payment be for 979 SIGNET DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,945/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 979 SIGNET DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 979 SIGNET DRIVE?+
The most recent tax bill on record (2024) was $12,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 979 SIGNET DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $650,000, this home is listed about 33% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 979 SIGNET DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 44% above the APOLLO BEACH 33572 median — but at 3,013 sqft it's also 42% larger than the typical Apollo Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
308 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $725,000, now $650,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Gynafer Hollingsworth. MLS #TB8429409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 979 SIGNET DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →