0 PHILLIPS ROAD UNIT 2, ODESSA, FL, 33556
Active322 days on marketListed Sep 5, 2025MLS #TB8424878
About this home
0 PHILLIPS ROAD UNIT 2
BUY ME NOW!! Location? We have it! Privacy? All yours! Accessibility? Consider it done! This lot is just under an acre and fronts a retention pond. Located a hop, skip, and a jump to State Road 54 - with tons of options for dining out, groceries, shopping, and even a good beer or two! Plus the Veterans Expressway with easy access to Tampa and the airport is just around the corner. Property is high and dry. No flooding issues or concerns after 2024 storms. Located in Pasco County but a stones throw to the Hillsborough County line. Survey available. Seller's are motivated.
Facts & features
The home at a glance
0.97 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,466 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Park Colony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Keystone Park Colony — neighborhood snapshot
Population
2,621
Median age
36
Median income
$132,769
Median home value
$535,520
Avg household
3
Households w/ children
334
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 PHILLIPS ROAD UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
1347 OSCEOLA HOLLOW ROAD
3 bd · 2 ba · 1,270 sqft · $323/sqft · 1 DOM
Sold · Apr ’26$145,000
14547 SASSANDRA DRIVE
2 bd · 2 ba · 1,344 sqft · $108/sqft · 73 DOM
Sold · Sep ’25$725,000
7213 JONES ROAD
3 bd · 2 ba · 1,418 sqft · $511/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 PHILLIPS ROAD UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 PHILLIPS ROAD UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 PHILLIPS ROAD UNIT 2 FAQs
What would the monthly payment be for 0 PHILLIPS ROAD UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,466/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 PHILLIPS ROAD UNIT 2?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 PHILLIPS ROAD UNIT 2?+
The most recent tax bill on record (2024) was $794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 PHILLIPS ROAD UNIT 2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $350,000, this home is listed about 53% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 0 PHILLIPS ROAD UNIT 2?+
Odessa Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$350,000 is 48% below the ODESSA 33556 median of $679,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
322 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Odessa Elementary School, James W. Mitchell High School, Seven Springs Middle School — Odessa Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Marie Betlow, LLC. MLS #TB8424878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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