David Ramirez
$349,900$374,9003 bd2.5 ba1,772 sqft$197 /sqft$3,138 /mo all-in ↓

2421 HEARTH DRIVE, ODESSA, FL, 33556

Active199 days on marketListed Jan 15, 2026MLS #W7882099

Priced 47% below the ODESSA 33556 medianReduced $25KTownhouseASTURIA PH 3

About this home

2421 HEARTH DRIVE

Welcome to 2421 Hearth Drive in the award-winning Asturia community, where sophisticated design, thoughtful upgrades, and exceptional value come together in one of the community's most desirable floor plans. Offering the largest townhome model available, this meticulously maintained residence provides the feel of new construction without the wait. Thoughtfully upgraded well beyond builder specifications, this home offers features that would cost thousands more to replicate in a new construction home, all while benefiting from a lower monthly HOA than many competing communities. Designed for both everyday living and effortless entertaining, this move-in-ready home offers three spacious bedrooms, two and a half bathrooms, and a convenient upstairs laundry room. The attached two-car garage, full-length driveway, and ceiling-mounted storage racks provide the practical space today's buyers appreciate. Throughout the home, you'll find elegant crown molding, upgraded designer lighting, and custom closet organization systems that add both style and functionality. At the heart of the home is a beautifully appointed gourmet kitchen featuring stainless steel appliances, upgraded cabinetry, a custom tile backsplash, and an oversized center island that naturally becomes the gathering place for family and friends. Step outside to your private courtyard, an inviting outdoor retreat that is perfect for morning coffee, evening cocktails, or simply relaxing after a long day. Beyond its beautiful finishes, this home offers valuable efficiency upgrades designed to enhance comfort and reduce long-term maintenance, including a tankless water heater, whole-home water softener, and advanced HVAC air purification system. The location is equally impressive. Ideally situated just minutes from the Suncoast Parkway, commuting to Tampa International Airport, Downtown Tampa, and major employment centers is quick and convenient. Everyday errands are effortless with Tampa Premium Outlets, Target, grocery stores, restaurants, fitness centers, parks, and entertainment all just moments away. Living in Asturia means enjoying a true low-maintenance lifestyle with exterior maintenance, roof care, and lawn service included, giving you more time to enjoy the community's exceptional resort-style amenities, scenic walking trails, clubhouse, fitness center, resort-style pool, playground, and dog park. Whether you're searching for your first home, your next home, or simply a lifestyle that offers convenience without compromise, 2421 Hearth Drive delivers an exceptional combination of quality, location, upgrades, and value. Every detail has already been completed for you, allowing you to move in and immediately begin enjoying everything this beautiful home and vibrant community have to offer.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,772

Sqft

0.05 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$197

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Tankless Water Heater · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Sidewalk

Community & fees

HOA fee$265/mo
Taxes (2024)$5,982/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,138 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$499
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$3,138/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$499
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$308KedgeAI estimate $331,587 · range $320K$360K$374K

vs edgeAI estimate

+5.5%

$/sqft vs Odessa actives

$197 vs $268

Days on market

199 vs 38 typical

Where $197/sqft sits among the 203 Odessa actives

86 · this home
65
18
5
9
20
$187–258$258–330$330–401$401–473$473–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 2421 HEARTH DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

115 of 203

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,900 $25K
Jan 15, 2026Listed at $374,900 · 199 days on market since
2020Built · ASTURIA PH 3

Reality check

What actually sold near 2421 HEARTH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15430 CARAVAN AVENUESold · Aug ’25

$377,500

15430 CARAVAN AVENUE · same community

3 bd · 2.5 ba · 1,772 sqft · $213/sqft · 54 DOM

2327 PERGOLA WAYSold · Jul ’26

$335,000

2327 PERGOLA WAY · same community

3 bd · 2.5 ba · 1,772 sqft · $189/sqft · 90 DOM

15429 CARAVAN AVENUESold · Sep ’25

$505,000

15429 CARAVAN AVENUE · same community

3 bd · 2 ba · 1,715 sqft · $294/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2421 HEARTH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2421 HEARTH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2421 HEARTH DRIVE FAQs

What would the monthly payment be for 2421 HEARTH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,138/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2421 HEARTH DRIVE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2421 HEARTH DRIVE?+

The most recent tax bill on record (2024) was $5,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2421 HEARTH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $349,900, this home is listed about 53% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2421 HEARTH DRIVE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ODESSA 33556 market on paper

$349,900 is 47% below the ODESSA 33556 median of $657,450, and at $197/sqft it sits under the Odessa average of $351.

02Time on market is leverage

199 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $374,900, now $349,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Natalie Reiser. MLS #W7882099.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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