2045 KONA DRIVE, HOLIDAY, FL, 34691
Active323 days on marketListed Sep 5, 2025MLS #TB8424801
About this home
2045 KONA DRIVE
New Price Adjustment – Motivated Seller! OWN THE LAND! No lot rent and low HOA in Lake Conley, a coveted 55+ gated waterfront community in Holiday, Florida. This charming fully furnished home features a spacious open layout with living room, dining area, and kitchen flowing effortlessly together. Enjoy a bright and versatile Florida Room/Office at the front, adding 223 sq. ft. of additional living space, plus a screened side lanai perfect for relaxing or entertaining. Both bedrooms are generously sized with walk-in closets, and the home offers two full bathrooms. A one-car carport provides convenient covered parking, and there is ample storage space, including a dedicated area with washer and dryer. Recent improvement: Brand new water heater installed in March 2026. Lake Conley offers an active, social lifestyle with a heated community pool, shuffleboard courts, private boat ramp, and clubhouse hosting regular events. Golf carts are welcome, making it easy to explore the community. One small pet is allowed (under 25 lbs), and seasonal leasing is permitted (2-month minimum). Just 15 minutes from beautiful beaches and close to nature trails, shopping, dining, and entertainment, this home combines comfort, convenience, and community. Don’t miss your chance to enjoy the sought-after Lake Conley lifestyle—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0.09 ac
Lot size
1983
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Holiday actives
$127 vs $189
Days on market
323 vs 37 typical
Where $127/sqft sits among the 271 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
143 of 271
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 2045 KONA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$145,000
2127 KONA DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $134/sqft · 6 DOM
Sold · Sep ’25$137,000
2127 KONA DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $127/sqft · 117 DOM
Sold · May ’26$120,000
2033 MAUI DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $114/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2045 KONA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2045 KONA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2045 KONA DRIVE FAQs
What would the monthly payment be for 2045 KONA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,284/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2045 KONA DRIVE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2045 KONA DRIVE?+
The most recent tax bill on record (2025) was $2,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2045 KONA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $140,000, this home is listed about 43% below the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2045 KONA DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HOLIDAY 34691 market on paper
$140,000 is 39% below the HOLIDAY 34691 median of $229,900, and at $127/sqft it sits under the Holiday average of $196.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
323 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $150,000, now $140,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Magdalena Paszkowski. MLS #TB8424801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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