1926 HARBOURSIDE DRIVE UNIT 1302, LONGBOAT KEY, FL, 34228
Active334 days on marketListed Sep 2, 2025MLS #TB8422578
About this home
1926 HARBOURSIDE DRIVE UNIT 1302
GATED, DEEDED PRIVATE BEACH ACCESS! This is a rare thing to be found on the keys! The main level with plantation shutters and hardwood floors includes the kitchen, dining and living areas. The kitchen has Subzero and Jenn-Air built in stainless steel appliances and granite countertops. A large second story skylight shines natural light through open ceilings onto the main floor dining area. The living area includes a fireplace and provides access to the back screened in lanai. Split bedrooms can be found on the 3rd level of the home. Both bedrooms have ensuite bathrooms and walk in closets. The owners ensuite bathroom includes dual sinks and a shower skylight. A heated pool is only steps away. Take advantage of the gym in the main clubhouse as well as the many amenities offered, including tennis. Membership to the Longboat Key Club is available for the ultimate Longboat Key lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,606
Sqft
10.84 ac
Lot size
2
Garage
1982
Year built
Three Or More
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,112 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,112/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Longboat Key actives
$295 vs $696
Days on market
334 vs 95 typical
Where $295/sqft sits among the 262 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $893K
Longboat Key median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
112 of 262
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 1926 HARBOURSIDE DRIVE UNIT 1302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$815,000
1904 HARBOURSIDE DRIVE UNIT 201 · same community
3 bd · 3 ba · 2,135 sqft · $382/sqft · 24 DOM
Sold · May ’26$850,000
1904 HARBOURSIDE DRIVE UNIT 204 · same community
3 bd · 3 ba · 2,135 sqft · $398/sqft · 0 DOM
Sold · Jul ’26$1,235,000
1918 HARBOURSIDE DRIVE UNIT 902 · same community
2 bd · 2.5 ba · 1,748 sqft · $707/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1926 HARBOURSIDE DRIVE UNIT 1302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1926 HARBOURSIDE DRIVE UNIT 1302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1926 HARBOURSIDE DRIVE UNIT 1302 FAQs
What would the monthly payment be for 1926 HARBOURSIDE DRIVE UNIT 1302?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,112/mo — principal and interest, the actual property-tax bill, the $1,832/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1926 HARBOURSIDE DRIVE UNIT 1302?+
The association fee works out to $1,832 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1926 HARBOURSIDE DRIVE UNIT 1302?+
The most recent tax bill on record (2024) was $8,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1926 HARBOURSIDE DRIVE UNIT 1302?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $769,000, this home is listed about 20% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1926 HARBOURSIDE DRIVE UNIT 1302?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$769,000 runs 18% above the LONGBOAT KEY 34228 median — but at 2,606 sqft it's also 72% larger than the typical Longboat Key listing.
02City & Garden & Park/Greenbelt & Water views
The city and garden and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,832/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
334 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8422578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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