David Ramirez
$1,175,000$1,200,0002 bd2 ba1,192 sqft$986 /sqft$7,727 /mo all-in ↓

1932 HARBOURSIDE DRIVE UNIT 244, LONGBOAT KEY, FL, 34228

Active116 days on marketListed Apr 8, 2026MLS #A4689076

Reduced $25KWaterfrontCondominiumFAIRWAY BAY 1

About this home

1932 HARBOURSIDE DRIVE UNIT 244

Welcome to this breathtaking, fully remodeled, turnkey furnished contemporary residence in Fairway Bay—nestled on picturesque Longboat Key. From the moment you enter, you're greeted by a thoughtfully redesigned open floor plan, elevated ceilings, solid core doors, and impeccable high-end finishes. IT IS TRULY ONE OF A KIND! This condominium is truly one-of-a-kind! Exceptional Kitchen features include: Bertazzoni induction range, refrigerator, and dishwasher, built-in Miele plumbed espresso machine, sleek, low-profile custom cabinetry with quartz countertops, glass tile backsplash and ambient lighting and an expansive quartz island perfect for formal dining or casual entertaining. The living room flows effortlessly from the kitchen, opening onto a covered, tiled lanai—blurring the line between indoor and outdoor living. Floor-to-ceiling impact windows frame panoramic views of Sarasota Bay, the Ringling Bridge, and the city skyline, offering million-dollar scenery from the comfort of your home. Enter the generously sized and luxurious Primary Suite with custom built-ins and ample closet space. The ensuite bath is a spa-inspired bath with dual vanities, Hansgrohe Axor faucets, Toto washlet, walk-in shower with multiple heads and elegant finishes. The guest suite features custom cabinetry and an ensuite bathroom with a Victoria & Albert volcanic limestone bathtub. Other recent upgrades include Hurricane-impact windows and doors, tankless water heater, additional upper cabinetry in kitchen and utility room, ceiling fans and more. For your convenience & comfort there is easy elevator access, coveted garage parking space and private onsite storage. Fairway Bay residents enjoy the resort-Style amenities including Deeded beach access & exclusive beach club, 24-hour gated security, pool, spa, tennis courts, and fitness center plus all the perks of Bay Isles living. Whether you're soaking in the sun, enjoying vibrant Sarasota culture and nightlife, or relaxing in your private retreat, this home is a perfect sanctuary.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,192

Sqft

0 ac

Lot size

1

Garage

1982

Year built

One

Levels

$986

Per sqft

WaterfrontCity & Water viewTurnkeyPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Purifier
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab
ViewCity · Water
FacesWest
ParkingAssigned · Covered · Deeded · Driveway · Garage Door Opener · Ground Level · Guest · Under Building
ExteriorBalcony · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$9,436/yr
PetsYes
CommunityBay/Harbor Front · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,727 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2024 actual bill$786
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$7,727/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$786
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$775KedgeAI estimate $858,210 · range $807K$959K$1.2M

vs edgeAI estimate

+36.9%

$/sqft vs Longboat Key actives

$986 vs $693

Days on market

116 vs 95 typical

Where $986/sqft sits among the 262 Longboat Key actives

116
67
38 · this home
16
9
16
$351–639$639–928$928–1217$1217–1506$1506–1795$1795+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 1932 HARBOURSIDE DRIVE UNIT 244

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

112 of 262

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,175,000 $25K
Apr 8, 2026Listed at $1,200,000 · 116 days on market since
1982Built · FAIRWAY BAY 1

Reality check

What actually sold near 1932 HARBOURSIDE DRIVE UNIT 244

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1930 HARBOURSIDE DRIVE UNIT 142Sold · Oct ’25

$470,000

1930 HARBOURSIDE DRIVE UNIT 142 · same community

2 bd · 2 ba · 1,192 sqft · $394/sqft · 191 DOM

1932 HARBOURSIDE DRIVE UNIT 254Sold · Jun ’26

$530,000

1932 HARBOURSIDE DRIVE UNIT 254 · same community

2 bd · 2 ba · 1,192 sqft · $445/sqft · 150 DOM

1930 HARBOURSIDE DRIVE UNIT 145Sold · Jun ’26

$515,000

1930 HARBOURSIDE DRIVE UNIT 145 · same community

2 bd · 2 ba · 1,270 sqft · $406/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1932 HARBOURSIDE DRIVE UNIT 244 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1932 HARBOURSIDE DRIVE UNIT 244 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1932 HARBOURSIDE DRIVE UNIT 244 FAQs

What would the monthly payment be for 1932 HARBOURSIDE DRIVE UNIT 244?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1932 HARBOURSIDE DRIVE UNIT 244?+

The most recent tax bill on record (2024) was $9,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1932 HARBOURSIDE DRIVE UNIT 244?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,175,000, this home is listed about 22% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1932 HARBOURSIDE DRIVE UNIT 244?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,175,000 runs 81% above the LONGBOAT KEY 34228 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,200,000, now $1,175,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Jan Jordan. MLS #A4689076.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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