David Ramirez
Short-Term Rental Eligible
$199,000$225,000$1,510 /mo all-in ↓

200 WINDWARD PASSAGE UNIT 66, CLEARWATER BEACH, FL, 33767

Active398 days on marketListed Jun 22, 2025MLS #TB8399605

Priced 64% below the CLEARWATER BEACH 33767 medianReduced $26KDock-RackominiumISLAND YACHT CLUB CONDO

About this home

200 WINDWARD PASSAGE UNIT 66

One or more photo(s) has been virtually staged. Purchase the perfect place for your Yacht at the Island Yacht Club Marina located on Island Estates. This is one of few private marinas that allow short term rentals. This is a deep water slip with easy access to the Gulf of America and Intracoastal waterway. THIS IS A COVERED DEEP WATER SLIP, WITH NO LIFT. This marina offers a club room and restrooms with showers. Located on Island Estates, you are a short stroll to dining, shopping ,banks and Publix grocery. The Seller just installed a new Eaton Newport Harbor Mate electric connection. You are a half a mile to our famous Clearwater Beach, and 20 minutes to 2 International air ports. Come live what we locals call "The Salt life"

Facts & features

The home at a glance

4.29 ac

Lot size

1965

Year built

Inside

LaundryNone

Outside & construction

RoofOther
ConstructionWood Frame
FoundationOther
FacesWest
ExteriorLighting

Community & fees

Taxes (2024)$1,087/yr
PetsDogs OK
CommunityClubhouse · Dog Park · Gated Community - No Guard · Restaurant · Sidewalks

Utilities & systems

WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,510 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,510/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,900/mo median

MarketClearwater Beach
Annual gross at median$46,800
Gross yield on this price23.5%
Homes for rent right now133

Live Clearwater Beach rental listing data — this home’s rate depends on size, condition and furnishing.

The Englewood short-term market

▼ Softening

44%

Occupancy

▼ 20% yr/yr

$262

Avg nightly rate

▲ 23% yr/yr

$25K/yr

Revenue per listing

$128

RevPAR

62 days

Booking lead time

7.5 nights

Avg stay

6

Typical min nights

525

Active rentals

▲ 30% supply

Seasonality — monthly occupancy

Peaks at 66% in Feb · bottoms at 28% in Sep

48%
66%
65%
46%
39%
37%
46%
36%
28%
32%
37%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Englewood — the projection above is specific to this home’s size.

Where it sits

Inside Island Estate

Map of 200 WINDWARD PASSAGE UNIT 66 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Island Club is a short-term-rental community. See the full guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,000 $26K
Jun 22, 2025Listed at $225,000 · 398 days on market since
1965Built · ISLAND YACHT CLUB CONDO

Reality check

What actually sold near 200 WINDWARD PASSAGE UNIT 66

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

691 S GULFVIEW BOULEVARD UNIT 1212Sold · Mar ’26

$995,000

691 S GULFVIEW BOULEVARD UNIT 1212

1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM

825 S GULFVIEW BOULEVARD UNIT 106Sold · Feb ’26

$586,000

825 S GULFVIEW BOULEVARD UNIT 106

2 bd · 2 ba · 1,007 sqft · $582/sqft · 16 DOM

825 S GULFVIEW BOULEVARD UNIT 104Sold · Oct ’25

$605,000

825 S GULFVIEW BOULEVARD UNIT 104

2 bd · 2 ba · 1,007 sqft · $601/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 WINDWARD PASSAGE UNIT 66 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 WINDWARD PASSAGE UNIT 66 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

200 WINDWARD PASSAGE UNIT 66 FAQs

What would the monthly payment be for 200 WINDWARD PASSAGE UNIT 66?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 200 WINDWARD PASSAGE UNIT 66?+

The most recent tax bill on record (2024) was $1,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 200 WINDWARD PASSAGE UNIT 66 be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 200 WINDWARD PASSAGE UNIT 66?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $199,000, this home is listed about 75% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 200 WINDWARD PASSAGE UNIT 66?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$199,000 is 64% below the CLEARWATER BEACH 33767 median of $555,000.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

398 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $225,000, now $199,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Mary Donovan, Pa. MLS #TB8399605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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