David Ramirez
Short-Term Rental Eligible
$329,000$375,000675 sqft$487 /sqft$2,372 /mo all-in ↓

200 WINDWARD PASSAGE UNIT 84, CLEARWATER, FL, 33767

Active508 days on marketListed Mar 4, 2025MLS #TB8357327

Priced 41% below the CLEARWATER 33767 medianReduced $46KWaterfrontDock-RackominiumISLAND YACHT CLUB CONDO

About this home

200 WINDWARD PASSAGE UNIT 84

Enjoy the Florida lifestyle at its finest!!! Boats slips like this in Florida do not pop up often! Located in the highly sought after Island Yacht Club Marina located on Island Estates. The owner has a new permit, new poles, new electric, and new lift 20k pounds. Slip is 45’x 15’. The lift and dock are under cover of a metal roof helping to keep your boat pristine. 20,000 pound DECO lift that can hold a 40’+ boat. Lift under warranty. Brand new wiring from Yarbrough Electric. Box has 50 Amp, 30 Amp, and 2 additional 20 Amp electrical outlets. Turnkey and ready to go. This marina offers easy access for your boat coming or going. No wake zone. Well-run marina with a true professional dock master who excels in customer service. This location is one of the best that the community offers. The intracoastal opens up to the Gulf of Mexico in either direction. Amenities include fresh water, outdoor rinsing, fish preparation sink, grills, a mail room, and full baths. This community compliments the residential condos in the area. Hurry you won't find a marina that offers safety, convenience and fun all in one place!

Facts & features

The home at a glance

675

Sqft

4.29 ac

Lot size

1965

Year built

One

Levels

$487

Per sqft

Waterfront

Inside

LaundryNone

Outside & construction

RoofMetal
ConstructionWood Siding
FoundationStilt/On Piling
FacesNorth
ExteriorSidewalk

Community & fees

Taxes (2024)$1,559/yr
PetsNo
CommunityDock · Waterfront · Dog Park · Playground · Sidewalks

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,372 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2024 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,372/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$487 vs $218

Days on market

508 vs 47 typical

Where $487/sqft sits among the 400 Clearwater actives

149
123
69
21
12 · this home
26
$115–190$190–265$265–340$340–415$415–489$489+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,050/mo median

MarketClearwater
Annual gross at median$24,600
Gross yield on this price7.5%
Homes for rent right now389

Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.

The Englewood short-term market

▼ Softening

44%

Occupancy

▼ 20% yr/yr

$262

Avg nightly rate

▲ 23% yr/yr

$25K/yr

Revenue per listing

$128

RevPAR

62 days

Booking lead time

7.5 nights

Avg stay

6

Typical min nights

525

Active rentals

▲ 30% supply

Seasonality — monthly occupancy

Peaks at 66% in Feb · bottoms at 28% in Sep

48%
66%
65%
46%
39%
37%
46%
36%
28%
32%
37%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Englewood — the projection above is specific to this home’s size.

Where it sits

Inside Island Estate

Map of 200 WINDWARD PASSAGE UNIT 84 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Island Club is a short-term-rental community. See the full guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $46K
Mar 4, 2025Listed at $375,000 · 508 days on market since
1965Built · ISLAND YACHT CLUB CONDO

Reality check

What actually sold near 200 WINDWARD PASSAGE UNIT 84

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

691 S GULFVIEW BOULEVARD UNIT 1212Sold · Mar ’26

$995,000

691 S GULFVIEW BOULEVARD UNIT 1212

1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM

825 S GULFVIEW BOULEVARD UNIT 106Sold · Feb ’26

$586,000

825 S GULFVIEW BOULEVARD UNIT 106

2 bd · 2 ba · 1,007 sqft · $582/sqft · 16 DOM

825 S GULFVIEW BOULEVARD UNIT 104Sold · Oct ’25

$605,000

825 S GULFVIEW BOULEVARD UNIT 104

2 bd · 2 ba · 1,007 sqft · $601/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 WINDWARD PASSAGE UNIT 84 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 WINDWARD PASSAGE UNIT 84 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

200 WINDWARD PASSAGE UNIT 84 FAQs

What would the monthly payment be for 200 WINDWARD PASSAGE UNIT 84?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 200 WINDWARD PASSAGE UNIT 84?+

The most recent tax bill on record (2024) was $1,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 200 WINDWARD PASSAGE UNIT 84 be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 200 WINDWARD PASSAGE UNIT 84?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $329,000, this home is listed about 20% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 200 WINDWARD PASSAGE UNIT 84?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER 33767 market on paper

$329,000 is 41% below the CLEARWATER 33767 median of $555,000.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

508 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8357327.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 200 WINDWARD PASSAGE UNIT 84 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 6:51 AM UTC. The listing information on this page last changed on July 25, 2026 at 6:51 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 6:51 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 6:51 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.