David Ramirez
$2,290,000$2,895,0005 bd3.5 ba4,176 sqft$548 /sqft$15,903 /mo all-in ↓

6418 BRIGHT BAY COURT, APOLLO BEACH, FL, 33572

Active419 days on marketListed Jun 14, 2025MLS #TB8397050

Reduced $605KWaterfrontPrivate poolSingle Family ResidenceBAY VISTA

About this home

6418 BRIGHT BAY COURT

Experience luxury coastal living in this breathtaking Spanish Mediterranean home, perfectly positioned in an exclusive gated community to capture UNOBSTRUCTED PANORAMIC VIEWS of Tampa Bay, St. Petersburg and the Skyway Bridge. As you step through the newly installed custom front door, you're immediately drawn to the show-stopping heated infinity-edge pool and spa that visually blend into the sparkling waters beyond. From nearly every room, enjoy mesmerizing, wide open waters views. A daily reminder of the beauty and serenity this home offers. Whether you are lounging by the pool, dining al fresco outside the covered outdoor living area, or relaxing on one of the many private balconies, you'll have a front-row seat to the SPECTACULAR SUNSETS that paint the sky in brilliant shades of orange, pink, and gold. The OUTDOOR KITCHEN completes the perfect setting for unforgettable evenings spent with family and friends. Inside, the elegance continues with a formal dining room and a designer kitchen featuring QUARTZITE COUNTERTOPS, custom backsplash, solid wood cabinets, butler's pantry, and premium THERMADOR AND SUB-ZERO appliances, including a professional gas range. Wine connoisseurs with certainly enjoy the wine cellar off the kitchen. The main floor also includes a spacious bedroom with full ensuite bath--ideal as a second primary suite--along with a half bath for guests, and a separate private office making working from home a breeze. The owner's retreat is a true sanctuary with tray ceilings, custom closets, sliders that lead out to a large covered private balcony, and jaw-dropping views. The luxurious ensuite bath features dual vanities, a soaking jetted tub, and a walk-in shower. Three additional bedrooms-each with access to private balconies-giving plenty of space for family or guest, with a full laundry room conveniently located on the same level. Built with durable and energy-efficient ICF (Insulated Concrete Form) construction, the home has been thoughtfully upgraded with new impact-resistant windows (May 2025), two new A/C units, an on-demand tankless water heater, and a new front door (May 2025). This propoerty qualifies as a SHORT-TERM RENTAL, making it as versatile as it is stunning. Whether you're searching for your forever home or a high-performing investment, this one-of-a-kind waterfront oasis delivers on every level. Easy commute to downtown Tampa (22 miles) and Tampa International Airport (27 miles)

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,176

Sqft

0.21 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$548

Per sqft

Private poolWaterfrontPool & Water view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionICFs (Insulated Concrete Forms) · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorBalcony · Irrigation System · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$303/mo
Taxes (2024)$26,698/yr
PetsCats OK, Dogs OK
CommunityWater Access · Waterfront · Deed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,903 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,357
PMI (est., until 20% equity)$859
Property tax — 2024 actual bill$2,225
HOA fee — from the listing$303
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $229,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $229,000
Interest rate6.00%
Loan term

Estimated payment

$15,903/mo

Principal & interest$12,357
PMI (est., until 20% equity)$859
Property taxes (actual bill)$2,225
HOA / condo fee$303
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.3M
$1.3MedgeAI estimate $1,594,261 · range $1.4M$2.2M$2.4M

vs edgeAI estimate

+43.6%

$/sqft vs Apollo Beach actives

$548 vs $225

Days on market

419 vs 49 typical

Where $548/sqft sits among the 384 Apollo Beach actives

179
103
29
32
21
20 · this home
$153–219$219–285$285–351$351–417$417–483$483+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6418 BRIGHT BAY COURT

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$466K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

217 of 384

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 420% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,290,000 $605K
Jun 14, 2025Listed at $2,895,000 · 419 days on market since
2004Built · BAY VISTA

Reality check

What actually sold near 6418 BRIGHT BAY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6408 BRIGHT BAY COURTSold · Mar ’26

$2,550,000

6408 BRIGHT BAY COURT · same community

4 bd · 6 ba · 5,856 sqft · $435/sqft · 280 DOM

1408 ALHAMBRA DRIVESold · Sep ’25

$950,000

1408 ALHAMBRA DRIVE

4 bd · 5 ba · 4,254 sqft · $223/sqft · 146 DOM

912 SYMPHONY BEACH LANESold · Sep ’25

$1,300,000

912 SYMPHONY BEACH LANE

5 bd · 4.5 ba · 4,321 sqft · $301/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6418 BRIGHT BAY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6418 BRIGHT BAY COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

6418 BRIGHT BAY COURT FAQs

What would the monthly payment be for 6418 BRIGHT BAY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,903/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6418 BRIGHT BAY COURT?+

The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6418 BRIGHT BAY COURT?+

The most recent tax bill on record (2024) was $26,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6418 BRIGHT BAY COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $2,290,000, this home is listed about 367% above the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 6418 BRIGHT BAY COURT?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,290,000 runs 420% above the APOLLO BEACH 33572 median — but at 4,176 sqft it's also nearly twice the size of the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

419 days on market against a Apollo Beach median of 49 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,895,000, now $2,290,000 — a $605K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · John Lauder. MLS #TB8397050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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