David Ramirez
$2,200,0005 bd6.5 ba4,506 sqft$488 /sqft$15,632 /mo all-in ↓

1021 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL, 33572

Active88 days on marketListed Apr 28, 2026MLS #TB8502558

WaterfrontPrivate poolSingle Family ResidenceSYMPHONY ISLES UNIT FIVE

About this home

1021 SYMPHONY ISLES BOULEVARD

STUNNING BAYFRONT ESTATE WITH PANORAMIC VIEWS IN SYMPHONY ISLES! Welcome to one of Apollo Beach’s most exceptional waterfront residences, located in the exclusive guard-gated community of Symphony Isles. This impressive 5-bedroom, 6.5-bath estate with 4,506 sq ft sits on a premier point lot, offering unobstructed panoramic views of Tampa Bay —arguably the best in all of Apollo Beach! From the moment you enter, you’re greeted by soaring ceilings, rich wood accents, and expansive windows that frame endless water views. The spacious layout is designed for both everyday living and entertaining, featuring multiple living areas, a stylish bar, and a seamless flow between indoor and outdoor spaces. The primary suite is a true retreat, complete with stunning water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower, creating a spa-like experience at home. All additional bedrooms are generously sized and include en-suite baths, offering a choice of primary suites ensuring privacy and comfort for family and guests. Flexible bonus spaces offer options for a home office, fitness room, or lounge, many of which feature incredible water views. These spacious rooms span the three floors of this home and can be accessed via the grand staircase or indoor elevator! Step outside to your private resort-style oasis featuring a sparkling pool with a rock waterfall and dolphin fountains, surrounded by tropical landscaping and ample space for entertaining or relaxing. Boating enthusiasts will appreciate direct access to Tampa Bay, making it easy to enjoy the ultimate waterfront lifestyle. Symphony Isles offers 24/7 security, a private beach, clubhouse, community pool, playground, and year-round events, all conveniently located near shopping, dining, and major roadways. Some of the Photos have been virtually staged. Don’t miss this opportunity! Call for your private showing today!

Facts & features

The home at a glance

5

Bedrooms

6.5

Bathrooms

4,506

Sqft

0.48 ac

Lot size

2

Garage

1989

Year built

Three Or More

Levels

$488

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher
InteriorBuilt-in Features · Cathedral Ceiling(s) · Central Vacuum · Crown Molding · Elevator · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesNorth
ParkingSplit Garage
ExteriorSliding Doors

Community & fees

HOA fee$158/mo
Taxes (2025)$31,413/yr
PetsCats OK, Dogs OK, Yes
CommunityBay/Harbor Front · Boat Slip · Clubhouse · Gated Community - Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,632 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$2,618
HOA fee — from the listing$158
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$15,632/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$2,618
HOA / condo fee$158
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apollo Beach actives

$488 vs $227

Days on market

88 vs 56 typical

Where $488/sqft sits among the 395 Apollo Beach actives

151
118
35
28
28
35 · this home
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 1021 SYMPHONY ISLES BOULEVARD

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

226 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 389% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $2,200,000 · 88 days on market since
1989Built · SYMPHONY ISLES UNIT FIVE

Reality check

What actually sold near 1021 SYMPHONY ISLES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

912 SYMPHONY BEACH LANESold · Sep ’25

$1,300,000

912 SYMPHONY BEACH LANE · same community

5 bd · 4.5 ba · 4,321 sqft · $301/sqft · 194 DOM

912 SYMPHONY BEACH LANESold · Apr ’26

$1,500,000

912 SYMPHONY BEACH LANE · same community

5 bd · 4.5 ba · 4,321 sqft · $347/sqft · 3 DOM

813 MANNS HARBOR DRIVESold · May ’26

$2,617,770

813 MANNS HARBOR DRIVE

4 bd · 3.5 ba · 4,640 sqft · $564/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1021 SYMPHONY ISLES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1021 SYMPHONY ISLES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1021 SYMPHONY ISLES BOULEVARD FAQs

What would the monthly payment be for 1021 SYMPHONY ISLES BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,632/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1021 SYMPHONY ISLES BOULEVARD?+

The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1021 SYMPHONY ISLES BOULEVARD?+

The most recent tax bill on record (2025) was $31,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1021 SYMPHONY ISLES BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $2,200,000, this home is listed about 349% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1021 SYMPHONY ISLES BOULEVARD?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kimberly Evans. MLS #TB8502558.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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