David Ramirez
$1,449,000$1,549,0007 bd4.5 ba3,823 sqft$379 /sqft$9,015 /mo all-in ↓

6530 SIMONE SHORES CIRCLE, APOLLO BEACH, FL, 33572

Active422 days on marketListed May 28, 2025MLS #TB8390462

Reduced $100KNew constructionWaterfrontPrivate poolSingle Family ResidenceHEMINGWAY ESTATES PH 1-A

Come see it

Upcoming open houses

Mon, Jul 27

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

Fri, Jul 31

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

About this home

6530 SIMONE SHORES CIRCLE

6530 Simone Shores Circle | Custom Bistro Builders Design 7 Beds | 5 Baths | 3,967 Living Sq. Ft. | 12 ft Elevation Welcome to 6530 Simone Shores Circle, a newly completed 2024 custom waterfront home by Bistro Builders in Apollo Beach. This two-story, block-constructed home offers 7 bedrooms, 5 full bathrooms, Butlers Pantry, a dedicated movie theater room, and nearly 4,000 sq. ft. of living space. Built on a 12-foot elevation with a stem wall foundation and cement flooring between stories, the home is engineered for strength, safety, and long-term efficiency. It features solid block construction on both floors, hurricane-rated impact windows, seamless fire-resistant doors, spray foam insulation, and hurricane-rated insulated garage doors. The garage includes a dedicated AC system and multi-layer epoxy flooring for durability and comfort. Designed with smart home technology throughout, the home allows full control of the solar system, lighting, security, climate, garage, and pool from your phone or the mounted iPads. Entry is secured with fingerprint and facial recognition. Programmable soffit, baseboard, and window lighting is installed inside and out, with built-in surround sound throughout the home, lanai, and garage. Inside, the main living area features 24-ft soaring ceilings, smooth finish walls, triple sliding Hurricane Rated Impact glass doors, and a large open great room with an electric fireplace and custom lighting. The kitchen includes quartz countertops, a waterfall island, a gas stove with pot filler, wine cooler, walk-in pantry, and European-style custom cabinetry with pull-down and organizational shelving. A separate butler’s prep kitchen offers extra space for entertaining, prep work, and storage. The primary suite and a second bedroom are located on the first floor. The primary suite features canal and pool views, direct lanai access, a walk-in closet with a European organization system, and a spacious bathroom with dual sinks, a jetted soaking tub, and a floor-to-ceiling tiled shower with multiple heads that allow color and pressure customization. Upstairs includes five additional bedrooms with custom closets and access to a relaxing balcony. A second laundry room with cabinetry and a folding station is also upstairs. The outdoor living space includes a covered lanai with a custom outdoor kitchen and grill, a heated saltwater pool and spa, and a new seawall with a private dock and 10,000 lb lift offering direct Tampa Bay access. The home includes a paver driveway and lawn maintenance is covered by the low monthly HOA. Located in Hemingway Estates, a high-elevation community that remained dry during recent major storms, this home combines space, technology, security, and premium waterfront access for modern Florida living.

Facts & features

The home at a glance

7

Bedrooms

4.5

Bathrooms

3,823

Sqft

0.24 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$379

Per sqft

Private poolWaterfrontFireplacePark/Greenbelt & Water view

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofOther · Tile
ConstructionBlock · Cement Siding · Stucco
FoundationSlab · Stem Wall
ViewPark/Greenbelt · Water
FacesWest
ParkingDriveway · Off Street
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$265/mo
Taxes (2024)$2,738/yr
PetsCats OK, Dogs OK
CommunityWater Access · Deed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,015 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property tax — 2024 actual bill$228
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,900
Interest rate6.00%
Loan term

Estimated payment

$9,015/mo

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property taxes (actual bill)$228
HOA / condo fee$265
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HEMINGWAY ESTATES PH 1-A

$379 vs $463

Days on market

422 vs 56 typical

Where $379/sqft sits among the 8 homes for sale in HEMINGWAY ESTATES PH 1-A

1
0 · this home
1
3
1
2
$348–378$378–408$408–438$438–467$467–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6530 SIMONE SHORES CIRCLE

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

6 of 8

HEMINGWAY ESTATES PH 1-A have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,449,000 $100K
May 28, 2025Listed at $1,549,000 · 422 days on market since
2025Built · HEMINGWAY ESTATES PH 1-A

Reality check

What actually sold near 6530 SIMONE SHORES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6522 SIMONE SHORES CIRCLESold · Mar ’26

$1,375,000

6522 SIMONE SHORES CIRCLE · same community

7 bd · 4.5 ba · 3,824 sqft · $360/sqft · 252 DOM

6516 SIMONE SHORES CIRCLESold · Jun ’26

$720,000

6516 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,983 sqft · $241/sqft · 94 DOM

6539 SIMONE SHORES CIRCLESold · Nov ’25

$419,400

6539 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,660 sqft · $158/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6530 SIMONE SHORES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6530 SIMONE SHORES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6530 SIMONE SHORES CIRCLE FAQs

What would the monthly payment be for 6530 SIMONE SHORES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,015/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6530 SIMONE SHORES CIRCLE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6530 SIMONE SHORES CIRCLE?+

The most recent tax bill on record (2024) was $2,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6530 SIMONE SHORES CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,449,000, this home is listed about 196% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6530 SIMONE SHORES CIRCLE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,449,000 runs 222% above the APOLLO BEACH 33572 median — but at 3,823 sqft it's also nearly twice the size of the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

422 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,549,000, now $1,449,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8390462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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