6528 SIMONE SHORES CIRCLE, APOLLO BEACH, FL, 33572
Active413 days on marketListed Jun 6, 2025MLS #TB8392991
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About this home
6528 SIMONE SHORES CIRCLE
6528 Simone Shores Circle | The Halcyon Floorplan 5 Beds | 4 Baths | 2,654 Living Sq. Ft. | 12 ft Elevation Welcome to 6528 Simone Shores Circle, a newly built 2025 waterfront home by Bistro Builders, located in the elevated community of Simone Shores in Apollo Beach. The Halcyon floorplan offers 5 bedrooms, 4 bathrooms, and 2,654 square feet of living space, plus a private dock, new seawall, 10,000 lb boat lift, and heated saltwater pool with spa. Built for long-term durability and efficiency, this home features solid block construction on both floors, solar shingles, 12-foot elevation, stem wall foundation, cement floors between levels, and hurricane-rated impact windows. Additional upgrades include seamless fire-rated doors, spray foam insulation, insulated garage doors, and multi-layer epoxy garage flooring. Inside, you'll find 24-foot ceilings, smooth finish walls, triple tray ceilings with integrated lighting, and imported marble throughout the main living areas. The open great room includes an electric fireplace, surround sound, and triple sliders leading to the covered lanai with an outdoor kitchen and pool area. A fully integrated smart system manages the solar tiles, lighting, pool, security, and climate control via smartphone or mounted iPads. Security includes facial and fingerprint recognition, and programmable lighting is installed in the soffits, windows, and baseboards. The chef’s kitchen features quartz countertops, a waterfall island, gas stove with pot filler, wine cooler, walk-in pantry, and European-style cabinetry with custom pull-down shelves. The main-level primary suite has canal and pool views, private lanai access, a large walk-in closet with built-in organizers, and a bath with dual vanities, jetted tub, and a floor-to-ceiling tiled shower with customizable lighting and pressure. Upstairs, secondary bedrooms each have custom closets and access to an open-air balcony with water views. A full laundry room with sink and folding station and two additional bathrooms complete the upper level. A paver driveway and included lawncare through the low HOA make maintenance easy. Just minutes from shopping, dining, the Manatee Viewing Center, and major highways, this home combines quality construction, efficiency, and waterfront living in one of Apollo Beach’s most exciting new communities.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,654
Sqft
0.24 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$527
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,722 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,722/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HEMINGWAY ESTATES PH 1-A
$527 vs $438
Days on market
413 vs 56 typical
Where $527/sqft sits among the 8 homes for sale in HEMINGWAY ESTATES PH 1-A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
7 of 8
HEMINGWAY ESTATES PH 1-A have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6528 SIMONE SHORES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$419,400
6539 SIMONE SHORES CIRCLE · same community
4 bd · 3.5 ba · 2,660 sqft · $158/sqft · 60 DOM
Sold · Mar ’26$300,000
6573 SIMONE SHORES CIRCLE · same community
4 bd · 3.5 ba · 2,641 sqft · $114/sqft · 38 DOM
Sold · Jun ’26$720,000
6516 SIMONE SHORES CIRCLE · same community
4 bd · 3.5 ba · 2,983 sqft · $241/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6528 SIMONE SHORES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6528 SIMONE SHORES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6528 SIMONE SHORES CIRCLE FAQs
What would the monthly payment be for 6528 SIMONE SHORES CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,722/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6528 SIMONE SHORES CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6528 SIMONE SHORES CIRCLE?+
The most recent tax bill on record (2024) was $2,686. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6528 SIMONE SHORES CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,399,000, this home is listed about 186% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6528 SIMONE SHORES CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,000 runs 211% above the APOLLO BEACH 33572 median — but at 2,654 sqft it's also 25% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
413 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8392991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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