David Ramirez
$2,350,000$2,890,000$14,645 /mo all-in ↓

22839 BUNGALOW LANE, LAND O LAKES, FL, 34639

Active437 days on marketListed Jun 2, 2025MLS #TB8390406

Reduced $540KWaterfront

About this home

22839 BUNGALOW LANE

25+ Acre Multi-Parcel Investment Opportunity – 5 Residences + Development Land in Growing Land O’ Lakes, Florida. A truly rare opportunity to acquire 25+ acres of versatile land in Pasco County, comprised of 7 unique parcels, including 5 income-producing residences and a vacant lot with a pond. Strategically located with road frontage on Ehren Cutoff/CR 583 and convenient access to major thoroughfares. This exceptional offering includes essential infrastructure such as wells, septic systems, and electrical hookups, making it primed for immediate use and future development. Nestled in a region experiencing steady residential and commercial growth, this property is ideally suited for investment, development, or private estate use. Included in the Package are the following Parcel Addresses: 22839 Bungalow Lane; 22809 Bungalow Lane; 22838 Bungalow Lane; 22924 Bungalow Lane; 22939 Bungalow Lane; Vacant lot with pond; Access road Highlights: 25+ acres spread across 7 parcels. Zoned: Agricultural Residential. No HOA. No CDD. 5 residences currently on site—perfect for rental income, multi-family living, or future redevelopment. Unimproved land ideal for residential subdivisions, commercial enterprises, or recreational facilities. Gorgeous natural landscape with trees, native plants, and a private pond. Area supported by strong regional growth trends and increasing housing and commercial demand. Existing infrastructure in place: wells, septic systems, electricity. Whether you’re a developer, investor, or someone dreaming of a large family compound surrounded by nature, this property delivers flexibility and future value in one of Pasco County’s fastest-growing areas. Showings by appointment only.

Facts & features

The home at a glance

25.32 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$11,082/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,645 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property tax — 2025 actual bill$924
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $235,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $235,000
Interest rate6.00%
Loan term

Estimated payment

$14,645/mo

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property taxes (actual bill)$924
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Land O Lakes

Map of 22839 BUNGALOW LANE

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 511% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,350,000 $540K
Jun 2, 2025Listed at $2,890,000 · 437 days on market since

Reality check

What actually sold near 22839 BUNGALOW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23334 BRANDY ROADSold · Apr ’26

$379,900

23334 BRANDY ROAD

3 bd · 2 ba · 1,392 sqft · $273/sqft · 217 DOM

7960 PAINTED SKY PLACESold · Jun ’26

$309,400

7960 PAINTED SKY PLACE

3 bd · 2 ba · 1,448 sqft · $214/sqft · 7 DOM

8008 PAINTED SKY PLACESold · May ’26

$329,300

8008 PAINTED SKY PLACE

3 bd · 2 ba · 1,448 sqft · $227/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 22839 BUNGALOW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22839 BUNGALOW LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

22839 BUNGALOW LANE FAQs

What would the monthly payment be for 22839 BUNGALOW LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,645/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22839 BUNGALOW LANE?+

The most recent tax bill on record (2025) was $11,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 22839 BUNGALOW LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $2,350,000, this home is listed about 453% above the Land O Lakes median of $424,900. The market section on this page shows how the area is trending.

Which schools are assigned to 22839 BUNGALOW LANE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,350,000 runs 511% above the LAND O LAKES 34639 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

437 days on market against a Land O Lakes median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,890,000, now $2,350,000 — a $540K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Paula Kriss. MLS #TB8390406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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22839 BUNGALOW LANE, LAND O LAKES, FL — $2,350,000 | CENTURY 21 Edge