13015 ELM STREET, ODESSA, FL, 33556
Active466 days on marketListed Apr 25, 2025MLS #TB8378683
About this home
13015 ELM STREET
Welcome to your Florida oasis! This charming 4-bedroom, 2-bathroom home located on a quiet street in Odessa. Sitting on 0.57 acres, this is ideal for horse enthusiasts. Enjoy the low maintenance, mature landscaping, which includes a variety of fruit trees, oak trees, flowers and other native plants. This property combines comfort with a touch of nature. Entering the home, you will be welcomed with an open floor plan, crown molding, gorgeous knotty pine wood flooring throughout, and a spacious living and dining room. This home offers an abundance of natural light! The open concept kitchen is fully equipped and features solid wood cabinets, a walk-in pantry closet, and plenty of storage. The sizeable primary bedroom features a walk-in closet, and an en-suite primary bathroom with dual vanity sinks, a garden bath, and a walk-in shower. The other 3 rooms have plenty of storage and features a shared bathroom with a shower/bathtub combination. Large front and back covered porches which are perfect for entertaining. This home is on a concrete slab. Detached 2 car garage. Multiple sheds. Centrally located and close to shopping centers, restaurants, schools, and so much more! Metal Roof. 2017 HVAC. 2022 Water Heater. Freshly painted interior. Plenty of room to park all toys, RVs, and boats. Plenty of room to build a guest house or dream pool or pasture. NO HOA. NO FLOOD ZONE. ZONED FOR HORSES!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,904
Sqft
0.57 ac
Lot size
2
Garage
2002
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,393 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,393/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Odessa actives
$231 vs $270
Days on market
466 vs 46 typical
Where $231/sqft sits among the 202 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $675K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
114 of 202
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13015 ELM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
13217 MAPLE STREET · same community
4 bd · 3 ba · 1,788 sqft · $266/sqft · 26 DOM
Sold · Oct ’25$555,000
18513 DAKOTA ROAD · same community
5 bd · 2.5 ba · 2,140 sqft · $259/sqft · 12 DOM
Sold · Jan ’26$1,875,000
12714 TYLER RUN AVENUE
3 bd · 3 ba · 1,925 sqft · $974/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13015 ELM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13015 ELM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13015 ELM STREET FAQs
What would the monthly payment be for 13015 ELM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,393/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13015 ELM STREET?+
The most recent tax bill on record (2024) was $5,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Odessa?+
At $440,000, this home is listed about 37% below the Odessa median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13015 ELM STREET?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$440,000 is 34% below the ODESSA 33556 median of $669,000, and at $231/sqft it sits under the Odessa average of $351.
02Time on market is leverage
466 days on market against a Odessa median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $489,999, now $440,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8378683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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