13953 JACOBSON DRIVE, ODESSA, FL, 33556
Active8 days on marketListed Jul 17, 2026MLS #TB8530189
About this home
13953 JACOBSON DRIVE
Welcome home to this beautiful 4 bedroom, nearly 2,000 square-foot waterfront home in the desirable Ashley Lakes community of Odessa. Offering a spacious and functional layout, this home features two separate living areas, a dedicated dining space, a split-bedroom floor plan, and picturesque pond views. The well-appointed kitchen boasts granite countertops, stainless steel appliances, abundant cabinet and counter space, a breakfast bar, and a cozy dinette area, making it perfect for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and an en-suite bathroom with dual vanities and a tub/shower combination. Two secondary bedrooms are tucked away in their own private hallway alongside a full guest bathroom, while the fourth bedroom is situated separately, providing added privacy and making it an ideal home office, guest room, or flex space. Recent updates include a new HVAC system and hot water heater, offering added peace of mind. Residents of Ashley Lakes enjoy access to a community park and playground and appreciate the convenient location near shopping, dining, entertainment, and everyday amenities. With easy access to Tampa International Airport and the beautiful Gulf Coast beaches, this home combines comfort, convenience, and an exceptional waterfront setting.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,950
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Odessa actives
$213 vs $272
Days on market
8 vs 38 typical
Where $213/sqft sits among the 202 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
113 of 202
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13953 JACOBSON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
2101 HARCOURT PLACE · same community
4 bd · 2 ba · 1,950 sqft · $205/sqft · 3 DOM
Sold · Oct ’25$355,000
14003 JACOBSON DRIVE · same community
3 bd · 2 ba · 1,690 sqft · $210/sqft · 72 DOM
Sold · Jul ’26$365,000
13951 NOBLE PARK DRIVE · same community
4 bd · 2.5 ba · 3,216 sqft · $113/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13953 JACOBSON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13953 JACOBSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13953 JACOBSON DRIVE FAQs
What would the monthly payment be for 13953 JACOBSON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,194/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13953 JACOBSON DRIVE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13953 JACOBSON DRIVE?+
The most recent tax bill on record (2025) was $4,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13953 JACOBSON DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $415,000, this home is listed about 45% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13953 JACOBSON DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ODESSA 33556 market on paper
$415,000 is 39% below the ODESSA 33556 median of $679,000, and at $213/sqft it sits under the Odessa average of $351.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Amie Lenhart. MLS #TB8530189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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