15130 N 104TH STREET, LIVE OAK, FL, 32060
Active468 days on marketListed Apr 24, 2025MLS #TB8378561
About this home
15130 N 104TH STREET
Beautiful home in the country side, with lots of space, adding a free In law suite, private entrance, a lake in backyard, also have a chicken house, and a house for horse.Lot has back fence, on the left side of the property is a wooded land, 3.68 acres land for this home, Newly r renoovated with brande new appliances. Come to take a look of this dream home. Side with right neighbor is not fenced, but it is very easy to do. There are couple benches sitting by the lake.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
1,992
Sqft
3.64 ac
Lot size
1981
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Live Oak actives
$160 vs $186
Days on market
468 vs 138 typical
Where $160/sqft sits among the 19 Live Oak actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$255K → $307K
Live Oak median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
8 of 19
Live Oak actives have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15130 N 104TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15130 N 104TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15130 N 104TH STREET FAQs
What would the monthly payment be for 15130 N 104TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15130 N 104TH STREET?+
The most recent tax bill on record (2024) was $2,688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15130 N 104TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Live Oak?+
At $319,000, this home is listed about 3% above the Live Oak median of $309,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$319,000 runs 28% above the LIVE OAK 32060 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
468 days on market against a Live Oak median of 138 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $329,000, now $319,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARTED COURSE REALTY GROUP LLC · Frank Xiao Y Lin. MLS #TB8378561.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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