5431 163RD PATH, LIVE OAK, FL, 32060
Active143 days on marketListed Feb 27, 2026MLS #GC537537
About this home
5431 163RD PATH
Escape to peaceful North Florida living with this 2021 3 bedroom, 2 bath modular home offering 1,612 square feet of comfortable, modern space on just under 10 private acres in Live Oak. Inside, you'll find a bright open-concept floor plan that seamlessly connects the living, dining, and kitchen areas — ideal for both everyday living and entertaining. The spacious primary suite features a private bath and generous closet space, while 2 additional bedrooms provide flexibility for family, guests, or a home office. Step out back and unwind on the porch, the perfect spot to enjoy your morning coffee, watch the sunset, or take in the peaceful country surroundings. With nearly 10 acres, there's ample room for horses, livestock, gardening, or simply enjoying the privacy and natural surroundings that make Suwannee County so desirable. A shed with power adds valuable versatility, perfect for a workshop, equipment storage, or hobby space. If you’ve been searching for newer construction with acreage and country charm, this property delivers the best of Suwannee County living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,612
Sqft
9.12 ac
Lot size
2021
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,499 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,499/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Live Oak actives
$220 vs $160
Days on market
143 vs 47 typical
Where $220/sqft sits among the 20 Live Oak actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 20
Live Oak actives have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 5431 163RD PATH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$379,000
16579 54TH PLACE · same community
4 bd · 2 ba · 2,928 sqft · $129/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5431 163RD PATH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5431 163RD PATH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5431 163RD PATH FAQs
What would the monthly payment be for 5431 163RD PATH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,499/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5431 163RD PATH?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5431 163RD PATH?+
The most recent tax bill on record (2025) was $906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5431 163RD PATH?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Live Oak?+
At $355,000, this home is listed about 20% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$355,000 runs 42% above the LIVE OAK 32060 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
143 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $362,900, now $355,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Andi Grecian. MLS #GC537537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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