David Ramirez
$1,150,000$1,399,0003 bd3.5 ba3,201 sqft$359 /sqft$7,022 /mo all-in ↓

13805 CARRYBACK DRIVE, DADE CITY, FL, 33525

Active456 days on marketListed Apr 24, 2025MLS #TB8377541

Reduced $249KSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB PH 04 A

About this home

13805 CARRYBACK DRIVE

SELLER IS OFFERING UP TO $5,000. towards your LJ Golf Membership, or HOA Fees, or Closing Costs! Exquisite, elegant, and extraordinary, this stunning 2024-built luxury home in the desirable, gated community of Lake Jovita offers the ultimate Florida lifestyle. Perfectly positioned on nearly 3/4 of an acre, the striking exterior makes a lasting impression with manicured landscaping, stone accents, a long paver driveway with extended parking, and an oversized 4-car garage with sealed epoxy floors. A covered double-door entry welcomes you into the grand foyer, where the breathtaking interior unfolds. Soaring 12’ decorative ceilings accent nearly every room, including the foyer, dining, den, living room, kitchen nook, primary suite, and back porch- while long plank tile flooring, dark greige solid-core (6) interior doors, and plantation shutters throughout elevate the aesthetic. The expansive open floor plan is enhanced by prewired TV and internet stations in each room to keep cords hidden and the look seamless. The living room takes center stage, anchored by a statement electric fireplace set against a floor-to-ceiling stone feature wall, flanked by two well-placed floor outlets for flexible furniture placement. The kitchen is nothing short of spectacular, designed to inspire culinary works of art, with thick quartz countertops, an extended island offering wraparound seating for six, a separate ice maker, and glass display cabinets with dimmable lighting framing the beautifully elongated custom hood. Additional luxuries include under-cabinet lighting, pull-out shelving in all lower cabinets, and a hidden walk-in pantry with wooden shelves and outlets for small appliances. An elegant dining room with a tray ceiling offers seamless views of the living space- ideal for entertaining. Nearby, a dedicated office pairs beautifully with a conveniently located half bathroom upgraded with cabinetry, perfect for today’s work-from-home lifestyle. The primary suite is a private retreat with expansive sleeping quarters, two built-out walk-in closets with shelving, drawers, and charging outlets, and two recessed lights over the bed with dimmable switches at each nightstand. The ensuite bathroom is spa-inspired, with gorgeous tiled walls, a serene soaking tub, a custom walk-in shower, dual vanities with vessel sinks and stylish cabinetry, and built-in linen storage. Two guest bedrooms are thoughtfully located on the opposite side of the home, each with a walk-in closet and full ensuite bathroom. One guest bath includes an upgraded layout with an exterior door- perfect for a future pool bath. A full cabinet suite in the laundry room includes quartz countertops, a sink, a shelf over the washer/dryer with valet rods, and sliding shelves in all lower cabinets. An additional laundry sink in the garage and a second washer/dryer hookup add versatility. Other thoughtful touches include prewiring for patio ceiling fans, soffit outlets for Christmas lights, and enhanced recessed lighting throughout. Authentic Florida living awaits outdoors, where a covered porch- already plumbed for a summer kitchen- overlooks the expansive backyard, offering the ideal space to relax or entertain. Beyond the property, Lake Jovita provides an unparalleled lifestyle with two championship golf courses, a resort-style clubhouse, tennis and pickleball courts, dog parks, a fitness center, a one-third-mile walking and running loop with exercise stations, and more.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,201

Sqft

0.65 ac

Lot size

4

Garage

2024

Year built

One

Levels

$359

Per sqft

FireplacePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Faces Side
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2024)$1,336/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,022 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2024 actual bill$111
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,022/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$111
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$359 vs $190

Days on market

456 vs 28 typical

Where $359/sqft sits among the 339 Dade City actives

160
99
35
14 · this home
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 13805 CARRYBACK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

170 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 204% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,150,000 $249K
Apr 24, 2025Listed at $1,399,000 · 456 days on market since
2024Built · LAKE JOVITA GOLF & COUNTRY CLUB PH 04 A

Reality check

What actually sold near 13805 CARRYBACK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13922 CARRYBACK DRIVESold · Jul ’26

$1,235,000

13922 CARRYBACK DRIVE · same community

3 bd · 3.5 ba · 3,174 sqft · $389/sqft · 206 DOM

13816 CARRYBACK DRIVESold · May ’26

$950,000

13816 CARRYBACK DRIVE · same community

3 bd · 2.5 ba · 2,985 sqft · $318/sqft · 13 DOM

13801 CARRYBACK DRIVESold · May ’26

$1,240,000

13801 CARRYBACK DRIVE · same community

4 bd · 4.5 ba · 3,435 sqft · $361/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13805 CARRYBACK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13805 CARRYBACK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13805 CARRYBACK DRIVE FAQs

What would the monthly payment be for 13805 CARRYBACK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,022/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13805 CARRYBACK DRIVE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13805 CARRYBACK DRIVE?+

The most recent tax bill on record (2024) was $1,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13805 CARRYBACK DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $1,150,000, this home is listed about 195% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13805 CARRYBACK DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,150,000 runs 204% above the DADE CITY 33525 median — but at 3,201 sqft it's also 48% larger than the typical Dade City listing.

02Time on market is leverage

456 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,399,000, now $1,150,000 — a $249K cut. The full history is in the market section below.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Geri Lafountain. MLS #TB8377541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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